3320 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 3320 Ready Section Rd, Toney, AL 35773

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1,500 sqft · built 1994
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$133,900 (Oct 2020)
Tax Bill	$508 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-28-0-000-010.002`

Property Details

APN / Parcel Number

Primary APN	`05-08-28-0-000-010.002`
Alternative APN	`558401`

Interior

Stories	1 Story
Building Area	1,500 sqft Total Area
1st Floor Area	1,500 sqft
Flooring	Carpet

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Other
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,848 sqft (0.8 acres)

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	558401
Street Address	3320 READY SECTION RD
City	TONEY
State	AL
Zip	35773-8666
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	SEC 28 T1S R2W COM AT THE NW COR OF SEC 28 TH S 89 DEG E 238.97 FT TH S TO THE S ROW OF READY SECTION RD & THE POB TH S 179 F
Legal Range	02W
Legal Township	01S
Legal Section	28
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2012
Census Tract	10405

Owner

3320 Ready Section Rd, a commercial property, is owned and occupied by an individual who bought it in October 2020.

Source: Madison County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3320 READY SECTION RD, TONEY, AL 35773-8666
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2020 · Amount on File
Deed Sale	Oct 30, 2020 · Amount on File
Prior Sale	Jul 24, 2019 · Amount on File
Deed Document Number	202087142
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON AL
Recording Date	Oct 30, 2020
Property Address	3320 READY SECTION RD, TONEY, AL 35773-8666
Document Number	0000087142
Instrument Date	Oct 23, 2020
Instrument	87142
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7324 NASHVILLE ST RINGGOLD GA 307362426, RINGGOLD, GA 30736-2426

Mortgage

Document Number	87143
Date	Oct 30, 2020
Instrument	87143

Lender

Name	TJC MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 3320 Ready Section Rd was $508 with a homeowner's exemption, up 0.8% from the year before.

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$508.00 (+0.79%)
2025	$504.00 Homeowner's exemption	$15,340 Land $2,380 Building $12,960	$153,300 Land $23,800 Building $129,500
2023	$483.00 (+19.85%) Homeowner's exemption	$14,760 (+18.46%) Land $2,380 Building $12,380	$147,600 (+18.46%) Land $23,800 Building $123,800
2022	$403.00 Homeowner's exemption	$12,460 Land $1,240 Building $11,220	$124,600 Land $12,400 Building $112,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3320 Ready Section Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3320 Ready Section Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50