3304 Ready Section Rd, Toney, AL 35773 Property Records

Madison County property record for 3304 Ready Section Rd, Toney, AL 35773

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,792 sqft · built 2018
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Tax Bill	$883 (2026)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-08-28-0-000-010.001`

Property Details

APN / Parcel Number

Primary APN	`05-08-28-0-000-010.001`
Alternative APN	`463917`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,492 sqft (0.7 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	463917
Street Address	3304 READY SECTION RD
City	TONEY
State	AL
Zip	35773-8666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 28 T1S R2W COM AT THE NW COR OF SEC 28 TH S 89 DEG E 238.97 FT TH S TO THE S ROW OF READY SECTION RD & THE POB TH ELY ALG
Legal Range	02W
Legal Township	01S
Legal Section	28
Jurisdiction	MADISON AL
Township / Civil Division	MADISON CROSSROADS
Census Block Group	2
Census Block	2012
Census Tract	10405

Owner

Source: Madison County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3304 READY SECTION RD, TONEY, AL 35773-8666
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON AL
Recording Date	Jun 15, 2026
Property Address	3304 READY SECTION RD, TONEY, AL 35773-8666
Document Number	2026129297
Book / Page	2026 / 129297
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3304 READY SECTION RD, TONEY, AL 35773-8666

Mortgage

Document Number	2026129297,
Date	Jun 15, 2026
Book Page	2026/129297

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2036

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$883.00 (+0.91%)
2025	$875.00 (+516.2%) Homeowner's exemption	$25,500 (+372.22%) Land $2,280 Building $23,220	$255,000 (+373.1%) Land $22,800 Building $232,200
2023	$142.00 (+54.35%) Homeowner's exemption	$5,400 (+37.06%) Land $2,280 Building $3,120	$53,900 (+37.15%) Land $22,800 Building $31,100
2022	$92.00 Homeowner's exemption	$3,940 Land $1,180 Building $2,760	$39,300 Land $11,800 Building $27,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Kentucky Rural Telephone Cooperative Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50