3320 Harding St, Dearborn, MI 48124 Property Records

Wayne County property record for 3320 Harding St, Dearborn, MI 48124 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1926
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$135,500 (Mar 2022)
Tax Bill	$2,769 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`82-09-273-23-028`

Property Details

APN / Parcel Number

Primary APN	`82-09-273-23-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	132 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3320 HARDING ST
City	DEARBORN
State	MI
Zip	48124-3730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 36 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOFF DEARBORN TRACTOR SUB
Legal Subdivision	DEARBORN TRACTOR
Legal Lot Number	36
Jurisdiction	WAYNE MI
Township / Civil Division	DEARBORN
Census Block Group	3
Census Block	3027
Census Tract	575401

Owner

Source: Wayne County records · APN 82-09-273-23-028

Assessment roll updated August 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3320 HARDING ST, DEARBORN, MI 48124-3730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2022	Warranty Deed, Transfer · FHA Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Aug 08, 2019	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG
Nov 21, 2017	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 10, 2022 · Amount on Record
Deed Sale	Mar 10, 2022 · Amount on Record
Prior Sale	Aug 08, 2019 · Amount on Record
Prior Transfer Date	Mar 16, 2015
Prior Transfer Doc	0523640035
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Mar 10, 2022
Property Address	3320 HARDING ST, DEARBORN, MI 48124-3730
Document Number	0574550796
Book / Page	57455 / 796
Map Reference	LB 39 PG 88
Instrument Date	Feb 28, 2022
Instrument	2022064102
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,016.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 HARDING ST, DEARBORN, MI 48124-3730

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3320 HARDING ST, DEARBORN, MI 48124-3730

Mortgage

Document Number	0005746347
Date	Mar 10, 2022
Instrument	57463/47

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Mar 01, 2062

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Aug 08, 2019
Property Address	3320 HARDING ST, DEARBORN, MI 48124-3730
Document Number	0552040744
Book / Page	055204 / 000744
Instrument Date	Jul 26, 2019
Instrument	236476
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 HARDING ST DEARBORN MI 481243730, DEARBORN, MI 48124-3730

Mortgage

Document Number	552071449
Date	Aug 08, 2019
Book Page	055207/001449
Instrument	237752

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 07, 2049

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE MI
Recording Date	Nov 21, 2017
Property Address	3320 HARDING ST, DEARBORN, MI 48124-3730
Document Number	0540790802
Book / Page	54079 / 0802
Map Reference	LB39 PG88
Instrument Date	Oct 27, 2017
Instrument	2017366484
Transaction Type	Transfer
Record Updated	May 24, 2021
Title Company	TITLE ONE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$786.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22361 GREGORY ST, 22361, DEARBORN, MI 48124-2751

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2438 LAKESHORE BLVD APT 909, 909, YPSILANTI, MI 48198-6942

Mortgage

Document Number	2017366485
Date	Nov 21, 2017
Instrument	2017366485

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Wayne County
Municipality	Dearborn City
Unified School District	Dearborn City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,769.00 (+25.12%) Homeowner's exemption	$72,600 (+23.26%)	$145,200 (+23.26%)
2023		$58,900	$117,800
2019	$2,213.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261635754013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 19 individual NFIP policies nearby
Nearby Flood Policies	19 in force
Nearby Flood Claims	4 (2014–2026)
Most Recent Claim	Jun 2026, other causes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 879 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
123.Net	Fiber	6,000 / 6,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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