3307 Harding St, Dearborn, MI 48124 Property Records

Wayne County property record for 3307 Harding St, Dearborn, MI 48124

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,554 sqft · built 1942
Lot Size0.16 acres (6,970 sqft)
OwnerIndividual Name on Record
Last Sale$117,500 (Jun 2014)
Tax Bill$3,556 (2019)
Deeds & MortgagesDec 2017 Line of Credit
Flood ZoneZone AE (high risk)
APN82-09-273-24-001

Property Details

APN / Parcel Number

Primary APN82-09-273-24-001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,554 sqft Living Area
Gross Area2,620 sqft
Basement Area1,036 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1942
Architectural StyleOther
Exterior MaterialBrick
Construction TypeFrame
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions143 ft deep x 48 ft wide
Garage Area624 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Old Parcel Number82-09-273-24-001
Street Address3307 HARDING ST
CityDEARBORN
StateMI
Zip48124-3729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionLOT 57 DEARBORN TRACTOR SUB
Legal SubdivisionDEARBORN TRACTOR SUB
Legal Lot Number57
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group3
Census Block3032
Census Tract575401

Owner

Source: Wayne County records, as of March 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3307 HARDING ST, DEARBORN, MI 48124-3729
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2014 · Amount on Record
Deed SaleJun 18, 2014 · Amount on Record
Prior SaleAug 27, 1997 · Amount on Record
Deed Document Number2014287466
Deed Book / Page51598 / 0037
Record UpdatedJun 7, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address3307 HARDING ST, DEARBORN, MI 48124-3729
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0541261021
DateDec 18, 2017
Book Page54126/1021
Instrument2017390841
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 17, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of March 1, 2023

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$99,500$199,000
2019$3,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims4 (2014–2026)
Most Recent ClaimJun 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75

May also be available: 123.NET, T-Mobile.

Nearby Properties on Harding St

Nearby Streets

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