Merced County property record for 3320 Harbor Dr, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,879 sqft · built 1988 |
| Lot Size | 0.194 acres (8,433 sqft) |
| Owner | Trust Name on File |
| Last Sale | $229,000 (Aug 2009) |
| Tax Bill | $3,146 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-270-026-000 |
| Primary APN | 150-270-026-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,879 sqft Living Area |
| Gross Area | 2,321 sqft |
| 1st Floor Area | 1,879 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Roof Material | Other |
| Lot Area | 8,433 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 205 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Old Parcel Number | 150-270-026 |
|---|---|
| Street Address | 3320 HARBOR DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-4701 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #1 LOT 3 |
| Legal Subdivision | SHAF LAKES W 01 |
| Legal Lot Number | 3 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 603 |
3320 Harbor Dr is owner-occupied and held in a trust since January 2013.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3320 HARBOR DR, ATWATER, CA 95301-4701 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2009 · Amount on File |
| Deed Sale | Aug 27, 2009 · Amount on File |
| Prior Sale | Nov 19, 2004 · Amount on File |
| Deed Document Number | 200942415 |
| Last Transfer Date | Jan 7, 2013 |
| Transfer Doc | 0000034668 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3320 Harbor Dr was $3,146 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $301,495 (+2%) Land $39,491 Building $262,004 | |
| 2025 | $3,146.00 Homeowner's exemption | $295,584 Land $38,717 Building $256,867 |
| 2023 | $2,989.00 (+1.15%) Homeowner's exemption | $284,108 Land $37,214 Building $246,894 |
| 2022 | $2,955.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3320 Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3320 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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