Merced County property record for 3311 Harbor Dr, Atwater, CA 95301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,238 sqft · built 1989 |
| Lot Size | 0.206 acres (8,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $348,000 (Jun 2004) |
| Tax Bill | $5,338 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 150-270-007-000 |
| Primary APN | 150-270-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,238 sqft Living Area |
| Gross Area | 428 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,992 sqft (0.206 acres) |
| Garage Type | Attached |
| Garage Area | 428 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 62 sqft |
| Patio Area | 142 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 150-270-007 |
|---|---|
| Street Address | 3311 HARBOR DR |
| City | ATWATER |
| State | CA |
| Zip | 95301-4702 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD16 |
| Legal Description | SHAF LKS W #1 LOT 31 |
| Legal Subdivision | SHAF LAKES W 01 |
| Legal Lot Number | 31 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | ATWATER |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 603 |
3311 Harbor Dr is owned and occupied by an individual who acquired it in April 2020.
Source: Merced County records, as of August 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3311 HARBOR DR, ATWATER, CA 95301-4702 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 4, 2025 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 2, 2004 · Amount on File |
| Deed Sale | Jun 2, 2004 · Amount on File |
| Deed Document Number | 200435914 |
| Last Transfer Date | Apr 9, 2020 |
| Transfer Doc | 0000050345 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3311 HARBOR DR, ATWATER, CA 95301-4702 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3311 HARBOR DR, ATWATER, CA 95301-4702 |
| Document Number | 0000023756 |
|---|---|
| Date | Sep 4, 2025 |
| Instrument | 2025023756 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 3311 HARBOR DR, ATWATER, CA 95301-4702 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 3311 HARBOR DR, ATWATER, CA 95301-4702 |
| Document Number | 0000002017 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021002017 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 30, 2020 |
| Property Address | 3311 HARBOR DR, ATWATER, CA 95301-4702 |
| Document Number | 0000050345 |
| Map Reference | MB 32 PG 46-50 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 2020050345 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | AMROCK INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3311 HARBOR DR, ATWATER, CA 95301-4702 |
| Document Number | 0000050346 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 2020050346 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 353 Months |
| Due | May 1, 2050 |
The 2025 property tax bill for 3311 Harbor Dr was $5,338 with a homeowner's exemption.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Atwater City |
| County | Merced County |
| Elementary School District | Atwater Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $509,682 (+2%) Land $181,270 Building $328,412 | |
| 2025 | $5,338.00 Homeowner's exemption | $499,689 Land $177,716 Building $321,973 |
| 2023 | $5,072.00 (+1.1%) Homeowner's exemption | $480,287 Land $170,816 Building $309,471 |
| 2022 | $5,017.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3311 Harbor Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3311 Harbor Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ATWATER serves 29,479 people · EPA ID CA2410001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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