332 Watson St, Lodi, CA 95240 Property Records

San Joaquin County property record for 332 Watson St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,940 sqft · built 1946
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$235,000 (Feb 2014)
Tax Bill	$3,074 (2026)
Deeds & Mortgages	Sep 2023 Transfer Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`047-240-080-000`

Property Details

APN / Parcel Number

Primary APN	`047-240-080-000`
Alternative APN	`047-240-08`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,940 sqft Living Area

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1963
Construction Type	Wood
Lot Area	7,250 sqft (0.166 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	047-240-08
Street Address	332 WATSON ST
City	LODI
State	CA
Zip	95240-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 66 LOT 8 TR 65
Legal Subdivision	NEWZELL
Legal Tract	66
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	4403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 WATSON ST, LODI, CA 95240-4826
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Mar 31, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2014 · Amount on Record
Deed Sale	Feb 28, 2014 · Amount on Record
Prior Sale	Nov 4, 2008 · Amount on Record
Deed Document Number	201419944
Last Transfer Date	Jun 18, 2024
Transfer Doc	0000107683
Record Updated	Oct 29, 2026

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 21, 2023
Property Address	332 WATSON ST, LODI, CA 95240-4826
Document Number	0000075033
Map Reference	VOL 11 PG 69
Instrument Date	Sep 20, 2023
Instrument	2023-075033
Transaction Type	Transfer
Record Updated	Oct 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 WATSON ST, LODI, CA 95240-4826

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	332 WATSON ST, LODI, CA 95240-4826
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065208
Date	Jun 3, 2020
Instrument	2020-065208

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 1, 2045

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	332 WATSON ST, LODI, CA 95240-4826
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE 500 INC, TITLE 365 INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 WATSON ST, LODI, CA 95240-4826

Mortgage

Document Number	0000056578
Date	Mar 31, 2021
Instrument	2021-056578

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Aug 1, 2045

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,074.00 (+0.39%)
2025	$3,062.00 (+4.4%)	$288,066 (+4.04%) Land $91,935 Building $196,131
2023	$2,933.00 (+2.34%) Homeowner's exemption	$276,882 Land $88,366 Building $188,516	$427,230
2022	$2,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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