328 Watson St, Lodi, CA 95240 Property Records

San Joaquin County property record for 328 Watson St, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,663 sqft · built 1946
Lot Size	0.166 acres (7,250 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Jul 2021)
Tax Bill	$4,485 (2025)
Deeds & Mortgages	Jul 2021 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`047-240-070-000`

Property Details

APN / Parcel Number

Primary APN	`047-240-070-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,663 sqft Living Area

Exterior

Year Built	Built 1946
Architectural Style	Other
Construction Type	Wood
Lot Area	7,250 sqft (0.166 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	328 WATSON ST
City	LODI
State	CA
Zip	95240-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Description	CITY/MUNI/TWP:LODI SUBD:NEWZELL SUBDIVISION MAP REF:MB 047 PG 24
Legal Subdivision	NEWZELL SUBDIVISION
Legal Tract	65
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1002
Census Tract	4403

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	328 WATSON ST, LODI, CA 95240-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Jul 20, 2021	Grant Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2021 · Amount on Record
Deed Sale	Jul 20, 2021 · Amount on Record
Prior Sale	Jul 20, 2021
Deed Document Number	2021-121246
Record Updated	Jun 8, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 20, 2021
Property Address	328 WATSON ST, LODI, CA 95240-4826
Document Number	0000121245
Map Reference	VOL 11 PG 69
Instrument Date	Jun 30, 2021
Instrument	2021-121245
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35320 COUNTY ROAD 137, FAIRVIEW, MT 59221-9397

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 20, 2021
Property Address	328 WATSON ST, LODI, CA 95240-4826
Document Number	0000121246
Map Reference	VOL 11 PG 69
Instrument Date	Jun 30, 2021
Instrument	2021-121246
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	328 WATSON ST, LODI, CA 95240-4826

Mortgage

Document Number	0000121247
Date	Jul 20, 2021
Instrument	2021-121247

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,485.00 (+4.21%)	$412,808 (+4.04%) Land $95,508 Building $317,300
2023	$4,304.00 (+2.28%)	$396,780 Land $91,800 Building $304,980
2022	$4,208.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Softcom Internet Communications, Verizon.

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