332 Tommys Ln, Murphy, NC 28906 Property Records

Cherokee County property record for 332 Tommys Ln, Murphy, NC 28906

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,000 sqft · built 1998
Lot Size	2.27 acres (98,881 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (May 2023)
Tax Bill	$726 (2025)
Deeds & Mortgages	May 2023 Sale & Line of Credit Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`445900724017000`

Property Details

APN / Parcel Number

Primary APN	`445900724017000`
Alternative APNs	`55791` `60229`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Heated Area
Gross Area	2,704 sqft
1st Floor Area	2,000 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Asphalt
Lot Area	98,881 sqft (2.27 acres)
Lot Dimensions	318 ft deep x 297 ft wide
Garage Type	Carport
Garage Area	528 sqft
Carport	Carport
Carport Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	176 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	60229
Street Address	332 TOMMYS LN
City	MURPHY
State	NC
Zip	28906-3850
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 8 DEER RUN @ CULBERSON 1692/1472
Legal Subdivision	DEER RUN AT CULBERSON
Legal Lot Number	8
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	2
Census Block	2004
Census Tract	930604

Owner

Source: Cherokee County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 TOMMYS LN, MURPHY, NC 28906-3850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Line of Credit NANTAHALA BANK & TRUST COMPANY
Oct 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2023 · Amount on Record
Deed Sale	May 31, 2023 · Amount on Record
Prior Sale	Mar 1, 1998 · Amount on Record
Deed Document Number	20232626
Deed Book / Page	1735 / 1343
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	May 31, 2023
Property Address	332 TOMMYS LN, MURPHY, NC 28906-3850
Document Number	01735/1343
Book / Page	1735 / 1343
Instrument Date	May 30, 2023
Instrument	2626
Transaction Type	Transfer
Record Updated	Jun 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 SCOTT HOLLOW RD, ELLIJAY, GA 30540-1118

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	332 TOMMYS LN, MURPHY, NC 28906-3850

Mortgage

Document Number	0017351347
Date	May 31, 2023
Instrument	1735/1347

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 3, 2038

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Oct 6, 2021
Property Address	332 TOMMYS LN, MURPHY, NC 28906-3850
Document Number	1692/1472
Book / Page	1692 / 1472
Instrument Date	May 27, 2021
Instrument	6723
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 ABBY LN, 56, CLYDE, NC 28721-9476

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	206 SCOFF HOLLOW ROAD, EAST ELLIJAY, GA 30540-1118

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$726.00	$91,620 (-)	$91,620 (-) Land $25,000 Building $66,620
2023		$91,620	$91,620 Land $25,000 Building $66,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Tommys Ln

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