Cherokee County property record for 287 Tommys Ln, Murphy, NC 28906 · Last verified October 2025
| Property Type | Residential > Prefabricated > Mobile Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,422 sqft Heated Area |
| Lot Size | 130,680 sqft (3 acres) |
| Last Sale | $211,500 (2022) |
| Tax Bill | $289.00 (2025) |
| Primary APN | 445900726359000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,422 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Plaster Interior Structure |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 130,680 sqft (3 acres) |
| Depth X Width | 435 ft x 306 ft Depth x Width |
| Deck Area | 60 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 57505 |
|---|---|
| Street Address | 287 TOMMYS LN |
| City | MURPHY |
| State | NC |
| Zip | 28906-9729 |
| Property Usage | Residential Property Usage |
| Type | Residential > Prefabricated > Mobile Home |
| Legal Description | FR CARDILLO 979/453 |
| Legal Phase | 979 |
| Jurisdiction | CHEROKEE NC |
| Minor Civil Division | NOTLA |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 930604 |
Source: Cherokee County records · APN 445900726359000
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1399, MURPHY, NC 28906-1399 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Deed Doc Number | 3368 |
| Deed Book / Page | 1712 / 618 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHEROKEE NC |
| Recording Date | May 20, 2022 |
| Property Address | 287 TOMMYS LN, MURPHY, NC 28906-9729 |
| Document Number | 001712/618 |
| Book / Page | 1712 / 618 |
| Instrument Date | May 16, 2022 |
| Instrument | 3368 |
| Transaction Type | Transfer |
| Record Updated | Jun 06, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $423.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 218, CULBERSON, NC 28903-0218 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 1399, MURPHY, NC 28906-1399 |
| Document Number | 0001712621 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 1712/621 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $289.00 | $74,250 (-) | $74,250 (-) Land $25,000 Building $49,250 |
| 2023 | $74,250 | $74,250 Land $25,000 Building $49,250 |
287 Tommys Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 68th percentile of exposed land nationally · 91st in North Carolina |
|---|---|
| Wildfire Likelihood | High — about 1 in 345 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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