332 S Central Ave, Ladd, IL 61329 Property Records

Bureau County property record for 332 S Central Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1901
Lot Size	0.245 acres (10,663 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Jun 2023)
Tax Bill	$4,518 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-09-489-005`

Property Details

APN / Parcel Number

Primary APN	`18-09-489-005`
Alternative APN	`3192`

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Lot Area	10,663 sqft (0.245 acres)
Lot Dimensions	125 ft deep x 85.3 ft wide

Location & Zoning

Account Number	1809489005
Street Address	332 S CENTRAL AVE
City	LADD
State	IL
Zip	61329-9770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 7-8 BLK 54 (85.3X125) D 23-1757
Legal Range	11
Legal Township	16
Legal Section	09
Legal Subdivision	ORIGINAL TOWN NOW VILLAGE OF LADD
Legal Block	54
Legal Lot Number	7-8
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2047
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	332 S CENTRAL AVE, LADD, IL 61329-9770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage NORTH CENTRAL BANK
Aug 2, 2021	Warranty Deed, Transfer · Conventional Mortgage PERU FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on Record
Deed Sale	Jun 2, 2023 · Amount on Record
Prior Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	20231757
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Jun 2, 2023
Property Address	332 S CENTRAL AVE, LADD, IL 61329-9770
Document Number	2023R01757
Instrument Date	May 31, 2023
Instrument	2023R01757
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 S CENTRAL AVE, LADD, IL 61329-9770

Mortgage

Document Number	2023R01758
Date	Jun 2, 2023
Instrument	2023R01758

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 1, 2043

Interest

Rate Type	Fixed Rate
Rate	5.75%

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUREAU IL
Recording Date	Aug 2, 2021
Property Address	332 S CENTRAL AVE, LADD, IL 61329-9770
Document Number	2021R03405
Instrument Date	Jul 28, 2021
Instrument	2021R03405
Transaction Type	Transfer
Record Updated	Aug 25, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$183.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 S CENTRAL AVE, LADD, IL 61329-9770

Mortgage

Document Number	2021R03406
Date	Aug 2, 2021
Instrument	2021R03406

Lender

Name	PERU FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (+4.15%)	$50,166 (+7.62%) Land $6,057 Building $44,109	$150,498 (+7.62%) Land $18,171 Building $132,327
2023		$46,616 (+10.01%) Land $5,232 Building $41,384	$139,848 (+10.01%) Land $15,696 Building $124,152
2022	$4,338.00	$42,376 Land $4,826 Building $37,550	$127,128 Land $14,478 Building $112,650

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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