231 S Central Ave, Ladd, IL 61329 Property Records

Bureau County property record for 231 S Central Ave, Ladd, IL 61329

Property Summary

Property Type	Single Family Home
Details	built 1955
Lot Size	0.143 acres (6,250 sqft)
Owner	Individual Name on Record
Tax Bill	$3,213 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Aug 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-09-486-003`

Property Details

APN / Parcel Number

Primary APN	`18-09-486-003`
Alternative APN	`3165`

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Lot Area	6,250 sqft (0.143 acres)
Lot Dimensions	125 ft deep x 50 ft wide

Location & Zoning

Account Number	1809486003
Street Address	231 S CENTRAL AVE
City	LADD
State	IL
Zip	61329-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LADD L 5 BLK 50 (50X125) D 22-3070
Legal Range	11
Legal Township	16
Legal Section	09
Legal Subdivision	VILLAGE OF LADD
Legal Block	50
Legal Lot Number	5
Jurisdiction	BUREAU IL
Township / Civil Division	HALL
Census Block Group	2
Census Block	2043
Census Tract	965100

Owner

Source: Bureau County records, as of May 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	231 S CENTRAL AVE, LADD, IL 61329-9677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTH CENTRAL BANK
Aug 15, 2022	Intrafamily Transfer, Transfer
Aug 15, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 18, 2013
Transfer Doc	2013R02147
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUREAU IL
Property Address	231 S CENTRAL AVE, LADD, IL 61329-9677
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022R03348
Date	Sep 6, 2022
Instrument	2022R03348

Lender

Name	NORTH CENTRAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Aug 15, 2022
Property Address	231 S CENTRAL AVE, LADD, IL 61329-9677
Document Number	2022R03070
Instrument Date	Aug 4, 2022
Instrument	2022R03070
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S CENTRAL AVE, LADD, IL 61329-9677

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUREAU IL
Recording Date	Aug 15, 2022
Property Address	231 S CENTRAL AVE, LADD, IL 61329-9677
Document Number	2022R03070
Instrument Date	Aug 4, 2022
Instrument	2022R03070
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 S CENTRAL AVE, LADD, IL 61329-9677

Tax Assessment & Valuation

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Bureau County
County Subdivision	Hall Township
Municipality	Ladd Village
Secondary School District	Hall High School District 502 (09 - 12)
Elementary School District	Ladd Community Consolidated School District 94 (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,213.00 (+6.14%) Homeowner's exemption	$37,557 (+8.56%) Land $3,572 Building $33,985	$112,671 (+8.56%) Land $10,716 Building $101,955
2024	$3,027.00 (+6.1%)	$34,595 (+6.64%) Land $3,290 Building $31,305	$103,785 (+6.64%) Land $9,870 Building $93,915
2023		$32,441 Land $3,085 Building $29,356	$97,323 Land $9,255 Building $88,068
2022	$2,853.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Sep 1978 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LADD serves 1,263 people · EPA ID IL0110450
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	100 / 20

May also be available: IVNet.

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