332 Raper Rd, Decatur, AL 35603 Property Records

Morgan County property record for 332 Raper Rd, Decatur, AL 35603 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,466 sqft · built 1997
Lot Size	3.6 acres (156,816 sqft)
Owner	Individual Name on File
Last Sale	$289,900 (May 2021)
Tax Bill	$882 (2025)
Deeds & Mortgages	Feb 2019 Mortgage May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03-07-0-000-014.007`

Property Details

APN / Parcel Number

Primary APN	`13-03-07-0-000-014.007`
Alternative APNs	`143951` `32138`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,466 sqft Living Area
1st Floor Area	1,919 sqft
Basement Area	547 sqft
Unfinished Basement	547 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	156,816 sqft (3.6 acres)
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	143951
Street Address	332 RAPER RD
City	DECATUR
State	AL
Zip	35603-3540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NE COR OF N1/2 OF SE1/4 OF SEC 7-T6S-R5W, TH SO 664.09' TH W 1332.85' TO TPOB, TH SO 643.07', TH W 378.4' TO CENTER LI
Legal Range	5W
Legal Township	6S
Legal Section	07
Jurisdiction	MORGAN AL
Township / Civil Division	DECATUR
Census Block Group	2
Census Block	2013
Census Tract	5107

Owner

Source: Morgan County records · APN 13-03-07-0-000-014.007

Assessment roll updated June 19, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	332 RAPER RD, DECATUR, AL 35603-3540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NORTH ALABAMA BANK
May 11, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 11, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	Dec 20, 2011 · Amount on Record
Deed Book / Page	2021 / 4657
Record Updated	Sep 20, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORGAN AL
Property Address	332 RAPER RD, DECATUR, AL 35603-3540
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/03724
Date	Feb 12, 2019
Book Page	2019/03724

Lender

Name	NORTH ALABAMA BANK
Type	Bank
Address	FLORENCE, AL 35630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 01, 2044

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 11, 2021
Property Address	332 RAPER RD, DECATUR, AL 35603-3540
Document Number	02021/4657
Book / Page	2021 / 4657
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 COUNTY ROAD 445, HILLSBORO, AL 35643-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	332 RAPER RD, DECATUR, AL 35603-3540

Mortgage

Document Number	2021/25478
Date	May 11, 2021
Book Page	2021/25478

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	65223

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MORGAN AL
Recording Date	May 11, 2021
Property Address	332 RAPER RD, DECATUR, AL 35603-3540
Document Number	02021/4657
Book / Page	2021 / 4657
Instrument Date	May 10, 2021
Transaction Type	Transfer
Record Updated	Jun 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	162 COUNTY ROAD 445, HILLSBORO, AL 35643-4248

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	332 RAPER RD, DECATUR, AL 35603-3540

Mortgage

Document Number	0202125478
Date	May 11, 2021
Instrument	2021/25478

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Morgan County records · Assessment roll updated June 19, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Morgan County
Unified School District	Morgan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$882.00	$25,030 (-) Land $6,280 Building $18,750	$250,300 (-) Land $62,800 Building $187,500
2024		$25,030 (+4.73%) Land $6,280 Building $18,750	$250,300 (+4.73%) Land $62,800 Building $187,500
2023	$882.00 (+13.66%) Homeowner's exemption	$23,900 (+7.66%) Land $5,810 Building $18,090	$239,000 (+7.66%) Land $58,100 Building $180,900
2022	$776.00 Homeowner's exemption	$22,200 Land $5,280 Building $16,920	$222,000 Land $52,800 Building $169,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Morgan County (01103C), updated July 4, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 32% of the US · above 15% of Alabama
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

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