302 Raper Rd, Decatur, AL 35603 Property Records

Morgan County property record for 302 Raper Rd, Decatur, AL 35603

Property Summary

Property TypeSingle Family Home
Details1 ba · 930 sqft · built 1996
Lot Size2.9 acres (126,324 sqft)
OwnerIndividual Name on Record
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-03-07-0-000-014.006

Property Details

APN / Parcel Number

Primary APN13-03-07-0-000-014.006
Alternative APNs
  • 951958
  • 32137

Interior

Full Baths1 Bath
Stories1 Story
Building Area930 sqft Living Area
1st Floor Area930 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area126,324 sqft (2.9 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number951958
Street Address302 RAPER RD
CityDECATUR
StateAL
Zip35603-3540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NE COR OF N1/2 OF NE1/4 OF SE1/4 SEC 7-T6S-R5W, TH SO LF664.05', TH W 1200' TO TPO B TH CONT W 287.94' TO CENTER LINE
Legal Range5W
Legal Township6S
Legal Section07
JurisdictionMORGAN AL
Township / Civil DivisionDECATUR
Census Block Group2
Census Block2013
Census Tract5107

Owner

Source: Morgan County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address302 RAPER RD, DECATUR, AL 35603-3540
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORGAN AL
Property Address302 RAPER RD, DECATUR, AL 35603-3540
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/26161
DateJun 23, 2020
Book Page2020/26161
Lender
NameSOUTHPOINT BANK
TypeBank
AddressBIRMINGHAM, AL 35243
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Morgan County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMorgan County
Unified School DistrictMorgan County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22,240 (-) Land $5,450 Building $16,790$222,400 (-) Land $54,500 Building $167,900
2024$22,240 (+4.71%) Land $5,450 Building $16,790$222,400 (+4.71%) Land $54,500 Building $167,900
2023Homeowner's exemption Disabled Person's exemption$21,240 Land $5,040 Building $16,200$212,400 Land $50,400 Building $162,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2019)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FlashFiber
Fiber
1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Raper Rd

Nearby Streets

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