McMinn County property record for 326 Grady Rd, Etowah, TN 37331
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 960 sqft · built 1971 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $169,000 (Apr 2024) |
| Tax Bill | $618 (2025) |
| Deeds & Mortgages | Apr 2025 Mortgage Sep 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 054107B C 00600 |
| Primary APN | 054107B C 00600 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 223 ft deep x 75 ft wide |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 528 sqft |
| Patio Area | 720 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 326 GRADY RD |
|---|---|
| City | ETOWAH |
| State | TN |
| Zip | 37331-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 04 04 105E B 105E 03000 000, COUNTY AREA: I01 |
| Legal Subdivision | CARL CARDEN |
| Legal Lot Number | SEE |
| Jurisdiction | MCMINN TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 970602 |
Source: McMinn County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Sep 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Oct 20, 2025 | Warranty Deed, Transfer |
| Apr 15, 2024 | Warranty Deed, Transfer · FHA Mortgage LOWER LLC |
| Jun 27, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 15, 2024 · Amount on Record |
| Deed Sale | Apr 15, 2024 · Amount on Record |
| Prior Sale | Jun 27, 2018 · Amount on Record |
| Deed Document Number | 2024254460 |
| Deed Book / Page | 24B / 848 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 0001374333 |
|---|---|
| Date | Apr 2, 2025 |
| Book Page | 1374/333 |
| Instrument | 263315 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 55 BEATTIE PL STE 110, GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 229 Months |
| Due | May 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCMINN TN |
| Property Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 0001390214 |
|---|---|
| Date | Sep 9, 2025 |
| Book Page | 1390/214 |
| Instrument | 267589 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | 55 BEATTIE PL STE 110, GREENVILLE, SC 29601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Oct 20, 2025 |
| Property Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 000024V848 |
| Book / Page | 24V / 848 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 268741 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $591.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 743 PARAGON PKWY NW, CLEVELAND, TN 37312-4274 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Apr 15, 2024 |
| Property Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 000024B848 |
| Book / Page | 24B / 848 |
| Map Reference | MB 2 PG 6 |
| Instrument Date | Apr 9, 2024 |
| Instrument | 254460 |
| Transaction Type | Transfer |
| Record Updated | Feb 5, 2026 |
| Title Company | CONVEYANCE T&E INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5950 SYMPHONY WOODS RD, COLUMBIA, MD 21044-3587 |
| Document Number | 0000254461 |
|---|---|
| Date | Apr 15, 2024 |
| Instrument | 254461 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | May 1, 2044 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCMINN TN |
| Recording Date | Jun 27, 2018 |
| Property Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
| Document Number | 000021M739 |
| Book / Page | 21M / 739 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 198706 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 326 GRADY RD, ETOWAH, TN 37331-1902 |
Source: McMinn County assessment roll, as of February 5, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | McMinn County |
| Municipality | Etowah City |
| Elementary School District | Etowah City School District (PK - 08) |
| Secondary School District | McMinn County School District in Etowah (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $618.00 | $26,200 (-) Land $2,550 Building $23,650 | |
| 2024 | $618.00 | $26,200 (-) Land $2,550 Building $23,650 | |
| 2023 | $618.00 (+2.66%) | $26,200 (+44.35%) Land $2,550 Building $23,650 | $104,800 (+44.35%) Land $10,200 Building $94,600 |
| 2022 | $602.00 | $18,150 Land $2,050 Building $16,100 | $72,600 Land $8,200 Building $64,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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