332 Four Point Rd, Big Sky, MT 59716 Property Records

Gallatin County property record for 332 Four Point Rd, Big Sky, MT 59716

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 2,726 sqft · built 2020
Lot Size	0.47 acres (20,473 sqft)
Owner	Individual Name on File
Last Sale	$152,300 (Jun 2018)
Tax Bill	$20,223 (2026)
Deeds & Mortgages	Dec 2020 Construction Loan Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00RKE46588`

Property Details

APN / Parcel Number

Primary APN	`00RKE46588`
Alternative APNs	`06-0427-34-1-03-27-0000` `R0661692`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,726 sqft Living Area
1st Floor Area	2,726 sqft
Basement Area	1,571 sqft
Finished Basement	1,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Metal
Lot Area	20,473 sqft (0.47 acres)
Garage Area	761 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00RKE46588
Street Address	332 FOUR POINT RD
City	BIG SKY
State	MT
Zip	59716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANTLER RIDGE SUB, S34, T06 S, R03 E, LOT 148, ACRES 0.47, PLAT J-329-A PLUS OPEN SPACE
Legal Range	03E
Legal Township	06S
Legal Section	34
Legal Subdivision	ANTLER RIDGE SUB
Legal Lot Number	148
Jurisdiction	GALLATIN MT
Township / Civil Division	BIG SKY
Census Block Group	2
Census Block	2001
Census Tract	1600

Owner

332 Four Point Rd is owned by an individual who bought it in June 2018.

Source: Gallatin County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	4075 STEIN AVE, MOBILE, AL 36608-2022
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Construction Mortgage FIRST SECURITY BANK
Jun 20, 2018	Warranty Deed, Transfer · Conventional Mortgage BIG SKY WESTERN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2018 · Amount on File
Deed Sale	Jun 20, 2018 · Amount on File
Prior Sale	Apr 30, 2015
Deed Document Number	20182617040
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	332 FOUR POINT RD, BIG SKY, MT 59716
Transaction Type	Mortgage
Record Updated	Aug 10, 2021
Title Company	MONTANA TITLE AND ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2714207
Date	Dec 28, 2020
Instrument	2714207

Lender

Name	FIRST SECURITY BANK
Type	Bank
Address	BOZEMAN, MT 59715

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	6.49%
Index	1-Year CMT
Margin	3
Max Rate	9.49%

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Jun 20, 2018
Property Address	332 FOUR POINT RD, BIG SKY, MT 59716
Document Number	2617040
Map Reference	PL J-329-A
Instrument Date	Jun 18, 2018
Instrument	2617040
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4251 THE CEDARS AVE, MOBILE, AL 36608-2040

Mortgage

Document Number	2617041
Date	Jun 20, 2018
Instrument	2617041

Lender

Name	BIG SKY WESTERN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	37 Months
Due	Jul 10, 2021

Tax Assessment & Valuation

The 2026 property tax bill for 332 Four Point Rd was $20,223, up 4.5% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Unified School District	Big Sky School K-12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,223.00 (+4.49%)	$3,494,500 (-)	$3,494,500 (-) Land $544,813 Building $2,949,687
2025	$19,354.00	$3,494,500	$3,494,500 Land $544,813 Building $2,949,687
2023	$17,750.00	$3,539,700	$3,539,700 Land $389,652 Building $3,150,048

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 332 Four Point Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 332 Four Point Rd is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 70% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANTLER RIDGE HOMEOWNERS ASSOCIATION private · serves 50 people · EPA ID MT0004202
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
3 Rivers Communications Fiber	1,000 / 1,000

May also be available: Verizon.

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