Pender County property record for 332 Emerald Rdg, Hampstead, NC 28443 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2004 |
| Square Footage | 1,751 sqft Living Area |
| Lot Size | 11,326 sqft (0.26 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2019) |
| Tax Bill | $2,170.00 (2025) |
| Primary APN | 4203-04-5881-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,751 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Lot Area | 11,326 sqft (0.26 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 80 sqft Shed |
| Porch | 1 Porch |
| Porch Area | 75 sqft Porch |
| Heating System | Heat Pump Heating |
|---|
| Account Number | 000030066 |
|---|---|
| Street Address | 332 EMERALD RDG |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8466 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | L35,PB 36/99 EMERALD RIDGE |
| Legal Subdivision | EMERALD RIDGE |
| Legal Lot Number | 35 |
| Jurisdiction | PENDER NC |
| Minor Civil Division | TOPSAIL |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 920201 |
Source: Pender County records · APN 4203-04-5881-0000
Assessment roll updated January 27, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 332 EMERALD RDG, HAMPSTEAD, NC 28443-8466 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 04, 2026 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A |
| Sep 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| May 30, 2019 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) STATE EMPLOYEES CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 30, 2019 · Amount on Record |
| Deed Sale | May 30, 2019 · Amount on Record |
| Prior Sale | Jul 11, 2008 · Amount on Record |
| Deed Book / Page | 4685 / 2253 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 04, 2026 |
| Property Address | 332 EMERALD RDG, HAMPSTEAD, NC 28443-8466 |
| Document Number | 0020155554 |
| Book / Page | 4891 / 2440 |
| Instrument Date | May 01, 2026 |
| Instrument | 202620155554 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 332 EMERALD RDG, HAMPSTEAD, NC 28443-8466 |
| Document Number | 0020155554, |
|---|---|
| Date | May 04, 2026 |
| Book Page | 4891/2440 |
| Instrument | 202620155554 |
| Name | JPMORGAN CHASE BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 08, 2056 |
| Rate | 6.46% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 332 EMERALD RDG, HAMPSTEAD, NC 28443-8466 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Title Company | RAVENSWOOD TITLE COMPANY LLC |
| Name | Verified Name |
|---|
| Document Number | 0047661354 |
|---|---|
| Date | Sep 29, 2021 |
| Book Page | 4766/1354 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | May 30, 2019 |
| Property Address | 332 EMERALD RDG, HAMPSTEAD, NC 28443-8466 |
| Document Number | 0046852253 |
| Book / Page | 4685 / 2253 |
| Map Reference | MB 36 PG 99 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 05, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 STIRRUP CT, 3, HAMPTON, VA 23664-1756 |
| Name | Verified Name |
|---|---|
| Address | 332 EMERALD RDG, HAMPSTEAD, NC 28443-8466 |
| Document Number | 0046852256 |
|---|---|
| Date | May 30, 2019 |
| Instrument | 4685/2256 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,170.00 (+15.24%) | $360,390 (+69.18%) Land $38,955 Building $321,435 | $360,390 (+69.18%) Land $38,955 Building $321,435 |
| 2023 | $213,022 (-) Land $74,992 Building $138,030 | $213,022 (-) Land $74,992 Building $138,030 | |
| 2022 | $1,883.00 | $213,022 Land $74,992 Building $138,030 | $213,022 Land $74,992 Building $138,030 |
Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 67% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 1,299 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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