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286 Emerald Rdg, Hampstead, NC 28443 Property Records

Pender County property record for 286 Emerald Rdg, Hampstead, NC 28443 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2004
Square Footage2,143 sqft Living Area
Lot Size11,326 sqft (0.26 acres)
OccupancyOwner Occupied
Last Sale$399,000 (2024)
Tax Bill$2,204.00 (2025)

Property Details

APN / Parcel Number

Primary APN4203-04-7652-0000
Alternative APNs
  • 000058162
  • 867887

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area2,143 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Lot Area11,326 sqft (0.26 acres)
Patio Area120 sqft Patio
Porch1 Porch
Porch Area30 sqft Porch

Utilities and HVAC

Heating SystemHeat Pump Heating

Location & Zoning

Account Number000058162
Street Address286 EMERALD RDG
CityHAMPSTEAD
StateNC
Zip28443-8469
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionL38 PB 36/99 EMERALD RIDGE
Legal SubdivisionEMERALD RIDGE
Legal Lot Number38
JurisdictionPENDER NC
Minor Civil DivisionTOPSAIL
Census Blockgroup2
Census Block2007
Census Tract920201

Owner

Source: Pender County records · APN 4203-04-7652-0000

Assessment roll updated January 27, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2024Warranty Deed, Transfer · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 19, 2023Warranty Deed, Transfer
Jun 29, 2023Warranty Deed, Transfer · Stand Alone First Mortgage
EILEEN RICE
Jun 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 08, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 28, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 24, 2024 · Amount on Record
Deed SaleJul 24, 2024 · Amount on Record
Prior SaleJun 29, 2023 · Amount on Record
Deed Doc Number202420131156
Deed Book / Page4842 / 691
Prior Transfer DateJun 30, 2020
Prior Transfer Doc0047160965
Record RefreshedJun 08, 2026

July 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateJul 24, 2024
Property Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469
Document Number0048420691
Book / Page4842 / 691
Map ReferenceMB 36 PG 99
Instrument DateJul 23, 2024
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$798.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address382 OLDE POINT LOOP, HAMPSTEAD, NC 28443-8483

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469

Mortgage

Document Number0048420694
DateJul 24, 2024
Instrument4842-0694
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2054

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateDec 19, 2023
Property Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469
Document Number0048271301
Book / Page4827 / 1301
Map ReferenceMB 36 PG 99
Instrument DateDec 07, 2023
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateJun 29, 2023
Property Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469
Document Number0048160278
Book / Page4816 / 278
Map ReferenceMB 36 PG 99
Instrument DateJun 22, 2023
Transaction TypeTransfer
Record UpdatedJan 27, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$770.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 EMERALD RIDGE DRIVE, TOWNSEND, VA 23443

Mortgage

Document Number0048160284
DateJun 29, 2023
Instrument4816-0284
Lender
NameEILEEN RICE
TypePrivate Party
Agreement
TypeStand Alone First Mortgage
AmountAmount Recorded
Term36 Months
DueJun 28, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPENDER NC
Recording DateJun 30, 2020
Property Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469
Document Number0047160965
Book / Page004716 / 000965
Instrument DateJun 30, 2020
Instrument20065624
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address286 EMERALD RDG HAMPSTEAD NC 284438469, HAMPSTEAD, NC 28443-8469

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPENDER NC
Recording DateJun 08, 2020
Property Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469
Document Number0047140066
Book / Page004714 / 000066
Instrument DateJun 05, 2020
Instrument20064493
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$526.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 EMERALD RDG HAMPSTEAD NC 284438469, HAMPSTEAD, NC 28443-8469

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPENDER NC
Property Address286 EMERALD RDG, HAMPSTEAD, NC 28443-8469
Document Number0046821159
Instrument DateMar 28, 2019
Transaction TypeMortgage
Record UpdatedApr 25, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address286 EMERALD RDG HAMPSTEAD NC 284438469, HAMPSTEAD, NC 28443-8469

Mortgage

Document Number0046821159
DateApr 09, 2019
Book Page004682/001159
Instrument20047616
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueApr 08, 2039

Tax Assessment & Valuation

Source: Pender County records · Assessment roll updated January 27, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyPender County
Unified School DistrictPender County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,204.00$382,327 (+76.39%) Land $38,955 Building $343,372$382,327 (+76.39%) Land $38,955 Building $343,372
2023$216,754 (-) Land $74,992 Building $141,762$216,754 (-) Land $74,992 Building $141,762
2022$216,754 Land $74,992 Building $141,762$216,754 Land $74,992 Building $141,762

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pender County (37141C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 46% of the US · above 67% of North Carolina
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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