332 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 332 E Gardner St, Sparta, MI 49345

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,028 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$180,000 (Apr 2021)
Tax Bill	$3,217 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-05-23-177-018`

Property Details

APN / Parcel Number

Primary APN	`41-05-23-177-018`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,028 sqft Living Area
1st Floor Area	1,028 sqft
Basement Area	1,028 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	332 E GARDNER ST
City	SPARTA
State	MI
Zip	49345-1412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR3
Legal Description	LOT 6 BLK 1 * GARDNER'S ADD
Legal Subdivision	GARDNERS ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	KENT MI
Township / Civil Division	SPARTA
Census Block Group	3
Census Block	3003
Census Tract	10402

Owner

Source: Kent County assessment roll, as of June 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	332 GARDNER NW, SPARTA, MI 49345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Mar 29, 2013 · Amount on Record
Deed Document Number	202142830
Record Updated	Sep 20, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Apr 12, 2021
Property Address	332 E GARDNER ST, SPARTA, MI 49345-1412
Document Number	0000042830
Map Reference	LB2 PG92
Instrument Date	Mar 25, 2021
Instrument	20210412-0042830
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10314 LAKE DR, 10314, SPARTA, MI 49345-1462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	332 E GARDNER ST, SPARTA, MI 49345-1412

Mortgage

Document Number	0000042831
Date	Apr 12, 2021
Instrument	20210412-0042831

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Kent County assessment roll, as of June 13, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Sparta Township
Municipality	Sparta Village
Unified School District	Sparta Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,217.00 (+129.46%) Homeowner's exemption	$115,000 (+20.04%)	$230,000 (+20.04%)
2023		$95,800	$191,600
2019	$1,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Feb 1988 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA serves 4,140 people · EPA ID MI0006200
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Air Wireless Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Broadband.

Nearby Properties on E Gardner St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures