243 E Gardner St, Sparta, MI 49345 Property Records

Kent County property record for 243 E Gardner St, Sparta, MI 49345 · Last verified August 2026

Property Summary

Property TypeResidential Vacant Land
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$439,900 (Jul 2026)
Tax Bill$553 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Nov 2025 Sale
Flood ZoneZone X (minimal risk)
APN41-05-22-223-005

Property Details

APN / Parcel Number

Primary APN41-05-22-223-005

Exterior

Architectural StyleCondo/Apartment
Lot Area10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address243 E GARDNER ST
CitySPARTA
StateMI
Zip49345
Property CategoryResidential
Property TypeVacant Land > Residential
Legal Description410522223005 UNIT 5 * INDEPENDENCE CONDOMINIUMS KENT COUNTY CONDOMINIUM SUBDIVISION PLAN NO.791 INSTRUMENT
Legal SubdivisionINDEPENDENCE CONDOMINIUMS KENT COUNTY CO
Legal Unit5
JurisdictionKENT MI
Township / Civil DivisionSPARTA
Census Block Group1
Census Block1024
Census Tract10402

Owner

Source: Kent County records · APN 41-05-22-223-005

Assessment roll updated June 13, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1821 EASTBROOK ST SE, GRAND RAPIDS, MI 49508-5549
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2026Warranty Deed · Conventional Mortgage
LAKE MICHIGAN CREDIT UNION
Nov 14, 2025Warranty Deed, Transfer
STARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 28, 2026 · Amount on Record
Deed SaleJul 28, 2026 · Amount on Record
Prior SaleSep 06, 2013 · Amount on Record
Deed Document Number2026072851061
Record UpdatedSep 20, 2026

July 2026: Warranty Deed

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateJul 28, 2026
Property Address243 W GARDNER ST, SPARTA, MI 49345-1722
Document Number0000051061
Instrument DateJul 23, 2026
Instrument202651061
Record UpdatedAug 13, 2026
Title CompanyALL STAR TITLE, STAR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$333,224.25
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1821 EASTBROOK ST SE, GRAND RAPIDS, MI 49508-5549

Mortgage

Document Number0000051062,
DateJul 28, 2026
Instrument2026072851062
Lender
NameLAKE MICHIGAN CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.52%
Initial TypeFixed Rate
Max Rate-1%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENT MI
Recording DateNov 14, 2025
Property Address243 E GARDNER ST, SPARTA, MI 49345
Document Number0000074496
Map ReferenceDOC 20051206-0147590
Instrument DateNov 07, 2025
Instrument20251114-0074496
Transaction TypeTransfer
Record UpdatedDec 03, 2025
Title CompanySTARTEX TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$510.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address4443 GRANGE RD, MIDDLEVILLE, MI 49333-9433

Transferred To (Grantee/Buyer)

NameVerified Name
Address12069 ALDEN CT NE, LOWELL, MI 49331-9821

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated June 13, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyKent County
County SubdivisionSparta Township
MunicipalitySparta Village
Unified School DistrictSparta Area Schools (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$553.00 (+2.98%)$19,300 (+33.1%)$38,600 (+33.1%)
2024$537.00 (-5.62%)
2023$569.00 (+10.92%)$14,500$29,000
2019$513.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (26081C), updated January 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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