332 E 13th St, Covington, KY 41011 Property Records

Kenton County property record for 332 E 13th St, Covington, KY 41011 · Last verified December 2025

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1890
Square Footage	2,364 sqft Finished Area
Lot Size	2,225 sqft (0.051 acres)
Occupancy	Owner Occupied
Tax Bill	$78.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`054-42-04-027.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,364 sqft Finished Area
Stories	3 Stories

Exterior

Year Built	Built 1890
Exterior Material	Brick Exterior
Foundation Type	Stone Foundation
Roof Material	Metal Roof
Lot Area	2,225 sqft (0.051 acres)
Depth X Width	89 ft x 25 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Old Parcel Number	0544204027.00
Street Address	332 E 13TH ST
City	COVINGTON
State	KY
Zip	41011-3504
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	ADAMS & WHEELER LOT 112 25'X 89'
Legal Subdivision	ADAMS & WHEELER
Legal Lot Number	112
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	1
Census Block	1010
Census Tract	67100

Owner

Source: Kenton County records · APN 054-42-04-027.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	332 E 13TH ST, COVINGTON, KY 41011-3504
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 20, 1997
Deed Sale	Nov 20, 1997
Deed Doc Number	0000012367
Record Refreshed	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	332 E 13TH ST, COVINGTON, KY 41011-3504
Transaction Type	Mortgage
Record Updated	May 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 E 13TH ST, COVINGTON, KY 41011-3504

Mortgage

Document Number	0005900237
Date	May 02, 2022
Book Page	366/611
Instrument	22050205900237

Lender

Name	GUARDIAN SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 01, 2027

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$78.00 (-31.58%) Homeowner's exemption	$55,000 (-) Land $5,000 Building $50,000	$55,000 (-) Land $5,000 Building $50,000
2023	$114.00 Homeowner's exemption	$55,000 Land $5,000 Building $50,000	$55,000 Land $5,000 Building $50,000

Flood & Wildfire

332 E 13th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.