328 E 13th St, Covington, KY 41011 Property Records

Kenton County property record for 328 E 13th St, Covington, KY 41011

Property Summary

Property Type	Vacant Land
Details	1,359 sqft
Lot Size	0.051 acres (2,225 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Aug 2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-42-04-029.00`

Property Details

APN / Parcel Number

Primary APN	`054-42-04-029.00`

Exterior

Lot Area	2,225 sqft (0.051 acres)
Lot Dimensions	89 ft deep x 25 ft wide

Location & Zoning

Street Address	328 E 13TH ST
City	COVINGTON
State	KY
Zip	41011-3504
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	ADAMS & WHEELER LOT 110 25'X 89'
Legal Subdivision	ADAMS & WHEELER
Legal Lot Number	110
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1010
Census Tract	67100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Helentown Historic District listed 1987 · 689 contributing resources · NRIS 86003481

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	330 E 13TH ST, COVINGTON, KY 41011-3504
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2026	Deed, Transfer · Conventional Mortgage TRUST COMPANY
Sep 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage CITY OF CANTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2026 · Amount on Record
Deed Sale	Aug 13, 2026 · Amount on Record
Prior Sale	Dec 13, 2022 · Amount on Record
Deed Document Number	202618261
Deed Book / Page	480 / 444
Prior Transfer Date	Nov 29, 2022
Prior Transfer Doc	0000000002
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Aug 13, 2026
Property Address	328 E 13TH ST, COVINGTON, KY 41011-3504
Document Number	0000018261
Book / Page	480 / 444
Instrument Date	Aug 11, 2026
Instrument	202618261
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,070.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 E 13TH ST, COVINGTON, KY 41011-3504

Mortgage

Document Number	0000018262,
Date	Aug 13, 2026
Instrument	2026081318262

Lender

Name	TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Sep 23, 2026
Property Address	328 E 13TH ST, COVINGTON, KY 41011-3504
Document Number	0000021742
Book / Page	501 / 987
Instrument Date	Aug 5, 2026
Instrument	202692321742
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	328 E 13TH ST, COVINGTON, KY 41011-3504

Mortgage

Document Number	0000021742,
Date	Sep 23, 2026
Book Page	501/987
Instrument	202692321742

Lender

Name	CITY OF CANTON

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 5, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2026	$15,000 (+2%) Land $15,000	$15,000 (+2%) Land $15,000
2025	$5,000 (-) Land $5,000	$5,000 (-) Land $5,000
2023	$5,000 Land $5,000	$5,000 Land $5,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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