Chesapeake City property record for 332 Cedar Ln, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,222 sqft · built 1993 |
| Lot Size | 0.464 acres (20,212 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,000 (Oct 2014) |
| Tax Bill | $4,872 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Nov 2020 Second Mortgage + 5 more |
| APN | 0594002000130 |
| Primary APN | 0594002000130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| 1st Floor Area | 904 sqft |
| Upper Floors Area | 912 sqft |
| Attic | Attic |
| Attic Area | 330 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,212 sqft (0.464 acres) |
| Lot Dimensions | 113 ft deep x 491 ft wide |
| Garage Type | Attached |
| Garage Area | 330 sqft |
| Porch | Slab |
|---|---|
| Deck Area | Deck Area |
| Patio Area | 168 sqft |
| Balcony Area | 8 sqft |
| Shed | 1 Shed |
| Shed Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 332 CEDAR LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-8316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12S: RESI |
| Legal Description | 13 CEDAR LAKES-SINGLE FAMILY |
| Legal Subdivision | PINES OF WARRICK, CEDAR LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 21010 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 27, 2018 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Nov 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Dec 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Dec 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Mar 2, 2022 | Deed of Trust, Mortgage · Line of Credit CHARTWAY FEDERAL CREDIT UNION |
| Oct 9, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 3, 2012 | Deed of Trust, Mortgage BRANCH BANKING & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 17, 2014 · Amount on Record |
| Deed Sale | Oct 17, 2014 · Amount on Record |
| Prior Sale | Jul 1, 2004 · Amount on Record |
| Deed Book / Page | 9440 / 1568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 09969/1902 |
|---|---|
| Date | Nov 27, 2018 |
| Book Page | 9969/1902 |
| Instrument | 180030782 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 20, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010262/587 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 10262/587 |
| Instrument | 200044178 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 288 Months |
| Due | Nov 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10269/1184 |
|---|---|
| Date | Dec 7, 2020 |
| Book Page | 10269/1184 |
| Instrument | 200045978 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 287 Months |
| Due | Nov 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10498/1280 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 10498/1280 |
| Instrument | 210056463 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 276 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010528/34 |
|---|---|
| Date | Mar 2, 2022 |
| Book Page | 10528/34 |
| Instrument | 220007303 |
| Name | CHARTWAY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Feb 25, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Document Number | 10903/1284 |
|---|---|
| Date | Oct 9, 2025 |
| Book Page | 10903/1284 |
| Instrument | 250023527 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 332 CEDAR LN, CHESAPEAKE, VA 23322-8316 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008775/454 |
|---|---|
| Date | Aug 3, 2012 |
| Book Page | 8775/454 |
| Name | BRANCH BANKING & TRUST CO |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.88% |
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,872.00 (+40.93%) | $482,400 (+9.16%) Land $175,000 Building $307,400 | $482,400 (+9.16%) Land $175,000 Building $307,400 |
| 2023 | $441,900 (+5.72%) Land $155,000 Building $286,900 | $441,900 (+5.72%) Land $155,000 Building $286,900 | |
| 2022 | $418,000 Land $125,000 Building $293,000 | $418,000 Land $125,000 Building $293,000 | |
| 2019 | $3,457.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 9 (1984–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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