321 Cedar Ln, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 321 Cedar Ln, Chesapeake, VA 23322 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,245 sqft · built 1991
Lot Size	0.284 acres (12,371 sqft)
Owner	Individual Name on File
Last Sale	$30,000 (Oct 2022)
Tax Bill	$4,570 (2025)
Deeds & Mortgages	Oct 2012 Mortgage Oct 2007 Line of Credit + 3 more
APN	`0594002000110`

Property Details

APN / Parcel Number

Primary APN	`0594002000110`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,245 sqft Living Area
1st Floor Area	896 sqft
Upper Floors Area	896 sqft
Attic	Attic
Attic Area	398 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,371 sqft (0.284 acres)
Lot Dimensions	156 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	398 sqft

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	437 sqft
Patio Area	362 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	321 CEDAR LN
City	CHESAPEAKE
State	VA
Zip	23322-8334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 CEDAR LAKES-SINGLE FAMILY
Legal Subdivision	PINES OF WARRICK, CEDAR LAKES
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3008
Census Tract	21010

Owner

Source: Chesapeake City records · APN 0594002000110

Assessment roll updated August 25, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 CEDAR LN, CHESAPEAKE, VA 23322-8334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 04, 2012	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Oct 17, 2007	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Oct 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORPORATION
Sep 13, 2013	Warranty Deed, Transfer · FHA Mortgage MONARCH BANK
Sep 06, 2005	Warranty Deed, Transfer · Conventional Mortgage AMERICAN HOME MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2022 · Amount on Record
Deed Sale	Oct 28, 2022 · Amount on Record
Prior Sale	Sep 13, 2013 · Amount on Record
Deed Document Number	202232754
Deed Book / Page	10613 / 1204
Prior Transfer Date	Oct 17, 2022
Prior Transfer Doc	10613/1204
Record Updated	Sep 20, 2026

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	321 CEDAR LN, CHESAPEAKE, VA 23322-8334
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008839/128
Date	Oct 04, 2012
Book Page	8839/128

Lender

Name	WELLS FARGO BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2032

Interest

Rate Type	Adjustable Rate
Rate	3.5%

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	321 CEDAR LN, CHESAPEAKE, VA 23322-8334
Transaction Type	Mortgage
Record Updated	May 08, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007246/632
Date	Oct 17, 2007
Book Page	7246/632

Lender

Name	SUNTRUST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 28, 2022
Property Address	321 CEDAR LN, CHESAPEAKE, VA 23322-8334
Document Number	10613/1204
Book / Page	10613 / 1204
Instrument Date	Oct 17, 2022
Instrument	220032754
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CEDAR LN, CHESAPEAKE, VA 23322-8334

Mortgage

Document Number	10613/1208
Date	Oct 28, 2022
Book Page	10613/1208
Instrument	220032755

Lender

Name	AMERISAVE MORTGAGE CORPORATION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2052

Interest

Rate Type	Fixed Rate

September 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 13, 2013
Property Address	321 CEDAR LN, CHESAPEAKE, VA 23322-8334
Document Number	09210/0237
Book / Page	9210 / 0237
Instrument Date	Aug 28, 2013
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092100243
Date	Sep 13, 2013
Instrument	9210/0243

Lender

Name	MONARCH BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	009210/252
Date	Sep 13, 2013
Book Page	9210/252

Lender

Name	VIRGINIA HOUSING DEVELOPM

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2043

Interest

Rate Type	Fixed Rate

September 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 06, 2005
Property Address	321 CEDAR LN, CHESAPEAKE, VA 23322-8334
Document Number	006178/531
Book / Page	6178 / 531
Instrument Date	Sep 01, 2005
Transaction Type	Transfer
Record Updated	May 08, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006178533
Date	Sep 06, 2005
Instrument	6178/533

Lender

Name	AMERICAN HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City records · Assessment roll updated August 25, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,570.00 (+7.55%)	$452,500 (+9.78%) Land $175,000 Building $277,500	$452,500 (+9.78%) Land $175,000 Building $277,500
2024	$4,249.00 (+26.01%)
2023		$412,200 Land $155,000 Building $257,200	$412,200 Land $155,000 Building $257,200
2019	$3,372.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 515500210103, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	9 (1984–2024)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Aug 2024, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 482 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fiber	980 / 880
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

321 Cedar Ln, Chesapeake, VA 23322 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

October 2012: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2007: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2013: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

September 2005: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Cedar Ln

Nearby Streets

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