332 Bluff Way, Oceanside, CA 92054 Property Records

San Diego County property record for 332 Bluff Way, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 996 sqft · built 1962
Lot Size	0.253 acres (11,000 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2001)
Tax Bill	$2,615 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Oct 2025 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`149-281-01-00`

Property Details

APN / Parcel Number

Primary APN	`149-281-01-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	996 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	11,000 sqft (0.253 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	332 BLUFF WAY
City	OCEANSIDE
State	CA
Zip	92054-4796
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 6 TR 004785
Legal Subdivision	EDGEHILL TERRACE
Legal Tract	004785
Legal Block	4
Legal Lot Number	6
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	4
Census Block	4000
Census Tract	18511

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Reverse Mortgage LUMINATE BANK
Oct 23, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 30, 2020	Quit Claim Deed, Transfer WESTERN RESOURCES TITLE
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Mar 11, 2020	Affidavit of Death, Transfer NOT AVAILABLE
Mar 11, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 5, 2001 · Amount on Record
Deed Sale	Sep 5, 2001 · Amount on Record
Deed Document Number	2001633456
Last Transfer Date	Oct 18, 2025
Transfer Doc	0000298549
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	ATLAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796

Mortgage

Document Number	0000329363
Date	Nov 20, 2025
Instrument	2025-0329363

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2025
Property Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796
Document Number	0000298549
Map Reference	MAP 4785
Instrument Date	Oct 18, 2025
Instrument	2025-0298549
Transaction Type	Transfer
Record Updated	Nov 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 30, 2020
Property Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796
Document Number	0000845360
Instrument Date	Dec 23, 2020
Instrument	845360
Transaction Type	Transfer
Record Updated	Jan 11, 2021
Title Company	WESTERN RESOURCES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	332 BLUFF WAY OCEANSIDE CA 920544796, OCEANSIDE, CA 92054-4796

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796
Document Number	0000845361
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 11, 2021
Title Company	WESTERN RESOURCES TITLE, WESTERN RSRCS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	332 BLUFF WAY OCEANSIDE CA 920544796, OCEANSIDE, CA 92054-4796

Mortgage

Document Number	0000845361
Date	Dec 30, 2020
Instrument	845361

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2050

March 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2020
Property Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796
Document Number	0000125817
Instrument Date	Mar 6, 2020
Instrument	125817
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 BLUFF WAY OCEANSIDE CA 920544796, OCEANSIDE, CA 92054-4796

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2020
Property Address	332 BLUFF WAY, OCEANSIDE, CA 92054-4796
Document Number	0000125818
Instrument Date	Mar 6, 2020
Instrument	125818
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	332 BLUFF WAY OCEANSIDE CA 920544796, OCEANSIDE, CA 92054-4796

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$241,067 (+2%) Land $135,601 Building $105,466
2025	$2,615.00 (+5.32%) Homeowner's exemption	$236,342 (+4.04%) Land $132,943 Building $103,399
2023	$2,483.00 (+1.6%) Homeowner's exemption	$227,167 Land $127,782 Building $99,385
2022	$2,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	9 (1980–1998)
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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