328 Bluff Way, Oceanside, CA 92054 Property Records

San Diego County property record for 328 Bluff Way, Oceanside, CA 92054 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 996 sqft · built 1962
Lot Size0.22 acres (9,600 sqft)
OwnerIndividual Name on File
Last Sale$405,000 (Nov 2016)
Tax Bill$5,226 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN149-281-02-00

Property Details

APN / Parcel Number

Primary APN149-281-02-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area996 sqft Living Area

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Lot Area9,600 sqft (0.22 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address328 BLUFF WAY
CityOCEANSIDE
StateCA
Zip92054-4796
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 TR 004785
Legal SubdivisionEDGEHILL TERRACE
Legal Tract004785
Legal Block4
Legal Lot Number7
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group4
Census Block4000
Census Tract18511

Owner

Source: San Diego County records · APN 149-281-02-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address328 BLUFF WAY, OCEANSIDE, CA 92054-4796
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 07, 2016 · Amount on Record
Deed SaleNov 07, 2016 · Amount on Record
Deed Document Number2016603753
Prior Transfer DateSep 11, 2006
Prior Transfer Doc0000721028
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address328 BLUFF WAY, OCEANSIDE, CA 92054-4796
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address328 BLUFF WAY, OCEANSIDE, CA 92054-4796

Mortgage

Document Number0000075777
DateFeb 01, 2021
Instrument2021-0075777
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term300 Months
DueFeb 01, 2046

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address328 BLUFF WAY, OCEANSIDE, CA 92054-4796
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000154314
DateMar 25, 2020
Instrument2020-0154314
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$479,429 (+2%) Land $164,181 Building $315,248
2025$5,226.00 (+5.24%) Homeowner's exemption$470,029 (+4.04%) Land $160,962 Building $309,067
2023$4,966.00 (+1.57%) Homeowner's exemption$451,778 Land $154,712 Building $297,066
2022$4,889.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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