3319 Wolf Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 3319 Wolf Lake Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	3 bd · 1.75 ba · 1,462 sqft · built 1970
Lot Size	41.5 acres (1,807,740 sqft)
Owner	2 Individual Names on File
Last Sale	$1,152,200 (Apr 2026)
Tax Bill	$20,258 (2026)
Deeds & Mortgages	Apr 2026 Sale Dec 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`465-0040-05150`

Property Details

APN / Parcel Number

Primary APN	`465-0040-05150`
Alternative APN	`993579`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,462 sqft Gross Area
1st Floor Area	1,174 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,807,740 sqft (41.5 acres)
Deck Area	140 sqft
Cabin	143 sqft
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	993579
Street Address	3319 WOLF LAKE RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	RES
Legal Description	LOT 4 SERIAL #
Legal Range	13W
Legal Township	63N
Legal Section	32
Legal Subdivision	MORSE TOWN OF
Legal Lot Number	4
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	2
Census Block	2054
Census Tract	15401

Owner

Source: St. Louis County records · APN 465-0040-05150

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4040 MINNESOTA AVE, DULUTH, MN 55802-2555
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Warranty Deed, Transfer THE TITLE FIRM, THE TITLE TEAM
Dec 05, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Deed Document Number	20261531218
Prior Transfer Date	Apr 09, 2026
Prior Transfer Doc	0001531218
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 22, 2026
Property Address	3319 WOLF LAKE RD, ELY, MN 55731
Document Number	0001531218
Instrument Date	Apr 09, 2026
Instrument	20261531218
Transaction Type	Transfer
Record Updated	Jul 06, 2026
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Tax	$384,028.26
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4040 MINNESOTA AVE, DULUTH, MN 55802-2555

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Dec 05, 2019
Property Address	3319 WOLF LAKE RD, ELY, MN 55731
Document Number	00A1368917
Instrument Date	Nov 15, 2019
Instrument	A1368917
Transaction Type	Transfer
Record Updated	Dec 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,802.26
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4040 MINNESOTA AVE DULUTH MN 558022555, DULUTH, MN 55802-2555

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$20,258.00 (+31.99%)
2025	$15,348.00 (+14.26%)	$2,345,600 (+33.88%) Land $1,934,700 Building $410,900	$2,345,600 (+33.88%) Land $1,934,700 Building $410,900
2024	$13,432.00	$1,752,000 (+29.97%) Land $1,675,400 Building $76,600	$1,752,000 (+29.97%) Land $1,675,400 Building $76,600
2022		$1,348,000 Land $1,340,300 Building $7,700	$1,348,000 Land $1,340,300 Building $7,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), as of March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 65% of the US · above 86% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	800 / 800
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Based on FCC filings for 7 locations within half a mile of this property.

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