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3242 Wolf Lake Rd, Ely, MN 55731 Property Records

St. Louis County property record for 3242 Wolf Lake Rd, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,620 sqft · built 2002
Lot Size33.1 acres (1,443,143 sqft)
OwnerIndividual Name on File
Last Sale$500,000 (Apr 2018)
Tax Bill$7,696 (2026)
Deeds & MortgagesSep 2021 Sale & Line of Credit
Apr 2018 Sale
Flood ZoneZone X (minimal risk)
APN465-0040-05175

Property Details

APN / Parcel Number

Primary APN465-0040-05175
Alternative APN
  • 1117569

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,620 sqft Gross Area
1st Floor Area1,230 sqft
Basement Area1,107 sqft
Finished Basement1,107 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialWood
Construction TypeFrame
Lot Area1,443,143 sqft (33.1 acres)
Garage Area5,916 sqft

Exterior Amenities

PorchSlab
Porch Area312 sqft
Deck Area40 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number1117569
Street Address3242 WOLF LAKE RD
CityELY
StateMN
Zip55731-8428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSE1/4 OF SW1/4 LYING S OF WOLF LAKE RD EXASSUMING S LINE TO BEAR S89DEG33'06"W & COMMAT SE COR RUN N00DEG55'39"W ALONG E
Legal Range13W
Legal Township63N
Legal Section32
Legal SubdivisionMORSE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group2
Census Block2060
Census Tract15401

Owner

Source: St. Louis County records · APN 465-0040-05175

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3242 WOLF LAKE RD, ELY, MN 55731-8428
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Warranty Deed, Transfer · Line of Credit
VERMILLION STATE BANK
Apr 20, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 20, 2018 · Amount on Record
Deed SaleApr 20, 2018 · Amount on Record
Prior SaleJun 03, 2009 · Amount on Record
Deed Document Number20181331368
Prior Transfer DateMay 07, 2004
Prior Transfer Doc0000945628
Record UpdatedSep 20, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateSep 22, 2021
Property Address3242 WOLF LAKE RD, ELY, MN 55731-8428
Document Number0001425268
Instrument DateSep 17, 2021
Instrument1425268
Transaction TypeTransfer
Record UpdatedOct 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,451.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3242 WOLF LAKE RD, ELY, MN 55731-8428

Mortgage

Document Number0001425269
DateSep 22, 2021
Instrument1425269
Lender
NameVERMILLION STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 17, 2031

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateApr 20, 2018
Property Address3242 WOLF LAKE RD, ELY, MN 55731-8428
Document Number00A1331368
Instrument DateApr 11, 2018
InstrumentA1331368
Transaction TypeTransfer
Record UpdatedMay 01, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,650.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3242 WOLF LAKE RD ELY MN 557318428, ELY, MN 55731-8428

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$7,696.00 (+1.64%) Homeowner's exemption
2025$7,572.00 (+13.05%) Homeowner's exemption$944,200 (+17.89%) Land $164,000 Building $780,200$944,200 (+17.89%) Land $164,000 Building $780,200
2024$6,698.00$800,900 (+28.6%) Land $153,700 Building $647,200$800,900 (+28.6%) Land $153,700 Building $647,200
2022$622,800 Land $125,300 Building $497,500$622,800 Land $125,300 Building $497,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370154012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskModerate
above 64% of the US · above 86% of Minnesota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 6 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Frontier
DSL		10 / 1

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