3319 SE 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3319 SE 23rd St, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,323 sqft · built 1999
Lot Size	0.189 acres (8,233 sqft)
Owner	2 Individual Names on Record
Last Sale	$5,600 (Jan 2019)
Tax Bill	$2,954 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jan 2019 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0090-00080-1410`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0090-00080-1410`
Alternative APN	`R12537350090000801410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,323 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,323 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Porch	Finished Screened Porch
Patio Area	1,017 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3319 SE 23RD ST
City	OKEECHOBEE
State	FL
Zip	34974-6350
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TREASURE ISLAND - UNIT NO. 8 (PLAT BOOK 3 PAGE 91) LOT 141
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND - UNIT NO 8
Legal Lot Number	141
Legal Unit	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2014
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3319 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2021	Intrafamily Transfer, Transfer
Jan 29, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jan 22, 2019	Loan Modification, Mortgage · Line of Credit MICHAEL J GADWILL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2019 · Amount on Record
Deed Sale	Jan 29, 2019 · Amount on Record
Prior Sale	Jun 22, 2012 · Amount on Record
Deed Document Number	2019951
Deed Book / Page	819 / 243
Last Transfer Date	Jun 8, 2021
Transfer Doc	2021007131
Record Updated	Jun 8, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 8, 2021
Property Address	3319 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Document Number	2021007131
Map Reference	MB 3 PG 91
Instrument Date	Jun 8, 2021
Instrument	2021007131
Transaction Type	Transfer
Record Updated	Jul 14, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3319 SE 23RD ST, OKEECHOBEE, FL 34974-6350

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 29, 2019
Property Address	3319 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Document Number	0008190243
Book / Page	000819 / 000243
Instrument Date	Jan 22, 2019
Instrument	951
Transaction Type	Transfer
Record Updated	Feb 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$39.20
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3319 SE 23RD ST OKEECHOBEE FL 349746350, OKEECHOBEE, FL 34974-6350

January 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKEECHOBEE FL
Property Address	3319 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Document Number	0008190244
Instrument Date	Jan 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0008190244
Date	Jan 29, 2019
Book Page	000819/000244
Instrument	952

Lender

Name	MICHAEL J GADWILL

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 28, 2024

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,954.00 (+64.2%)	$163,323 (+50.48%) Land $60,000 Building $103,323	$163,323 (+3.66%) Land $60,000 Building $103,323
2023	$1,799.00 (+13.72%) Homeowner's exemption	$108,538 (+8.66%)	$157,560 (+10.96%) Land $34,000 Building $123,560
2022	$1,582.00 Homeowner's exemption	$99,889	$141,996 Land $34,000 Building $107,996

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1999–2017)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Nearby Properties on SE 23rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures