3309 SE 23rd St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3309 SE 23rd St, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,718 sqft · built 1996
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2023)
Tax Bill	$2,611 (2025)
Deeds & Mortgages	Dec 2023 Sale May 2021 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`1-25-37-35-0090-00080-1420`

Property Details

APN / Parcel Number

Primary APN	`1-25-37-35-0090-00080-1420`
Alternative APN	`R12537350090000801420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,718 sqft Living Area
Gross Area	2,760 sqft
1st Floor Area	1,718 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Garage Area	466 sqft
Carport	Carport
Carport Area	466 sqft
Pool Area	240 sqft
Porch	Screened/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3309 SE 23RD ST
City	OKEECHOBEE
State	FL
Zip	34974-6350
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TREASURE ISLAND - UNIT NO. 8 (PLAT BOOK 3 PAGE 91) LOT 142 TOGETHER WITH THAT CERTAIN MANUFACTURED HOME DESCRIBED AS A 1996 MERI WITH VIN NO: FLHML2F95713542A AND FLHML2F95713542B AS SHOWN IN THAT AFFIDAVIT RECORDED IN OFFICIAL RECORDS FILE NUMBER 20
Legal Range	35E
Legal Township	37S
Legal Section	25
Legal Subdivision	TREASURE ISLAND - UNIT NO 8
Legal Lot Number	142
Legal Unit	8
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2014
Census Tract	910403

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Okeechobee Battlefield listed 1966 · 1 contributing resources · National Historic Landmark (designated 1961) · NRIS 66000269

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2023	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEETANTIE TITLE COMPANY INC
May 3, 2021	Deed of Trust, Mortgage · FHA Mortgage HAMILTON HOME LOANS INC
May 3, 2021	Warranty Deed, Transfer · FHA Mortgage HAMILTON HOME LOANS INC
May 4, 2021	Warranty Deed, Transfer OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC
May 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2023 · Amount on Record
Deed Sale	Dec 14, 2023 · Amount on Record
Prior Sale	May 3, 2021 · Amount on Record
Deed Document Number	202314075
Prior Transfer Date	May 25, 2018
Prior Transfer Doc	0008080076
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Dec 14, 2023
Property Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Document Number	0000014075
Map Reference	MB 3 PG 91
Instrument Date	Dec 13, 2023
Instrument	2023014075
Transaction Type	Transfer
Record Updated	Jan 15, 2024
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEETANTIE TITLE COMPANY INC

Transaction

Amount	Amount Recorded
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2001 COURTNEY DR, NORTH AUGUSTA, SC 29841-2114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Transaction Type	Mortgage
Record Updated	Jan 19, 2023
Title Company	OKEE TANTIE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2001 CANTON DR, NORTH AUGUSTA, SC 29841-9258

Mortgage

Document Number	0000005505
Date	May 3, 2021
Instrument	2021005505

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 3, 2021
Property Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Document Number	2021005504
Instrument Date	Apr 29, 2021
Instrument	2021005504
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,224.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2382 SW 2ND CT, 2382, OKEECHOBEE, FL 34974-3935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350

Mortgage

Document Number	2021005505
Date	May 3, 2021
Instrument	2021005505

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company
Address	FORT LAUDERDALE, FL 33323

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 4, 2021
Property Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Document Number	2021005578
Map Reference	MB 3 PG 91
Instrument Date	Apr 29, 2021
Instrument	2021005578
Transaction Type	Transfer
Record Updated	Jun 11, 2021
Title Company	OKEE-TANTIE TITLE COMPANY INC, OKEE TANTIE TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2382 SW 2ND CT, 2382, OKEECHOBEE, FL 34974-3935

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 25, 2018
Property Address	3309 SE 23RD ST, OKEECHOBEE, FL 34974-6350
Document Number	0008080076
Book / Page	000808 / 000076
Instrument Date	May 25, 2018
Instrument	6909
Transaction Type	Transfer
Record Updated	Jul 6, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2382 SW 2ND CT OKEECHOBEE FL 349743935, OKEECHOBEE, FL 34974-3935

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,611.00 (-20.18%)	$193,154 (-0.03%) Land $60,000 Building $133,154	$193,154 (-0.03%) Land $60,000 Building $133,154
2023	$3,271.00 (+12.72%)	$193,206 (+14.19%) Land $34,000 Building $159,206	$193,206 (+14.19%) Land $34,000 Building $159,206
2022	$2,902.00	$169,197 Land $34,000 Building $135,197	$169,197 Land $34,000 Building $135,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1999–2017)
Claims Outside the SFHA	11 of 21
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims Hurricane Wilma, Oct 2005 · 4 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

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