Oakland County property record for 3318 Talbot Dr, Troy, MI 48083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,454 sqft · built 1996 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $663,000 (Aug 2023) |
| Tax Bill | $11,499 (2025) |
| Deeds & Mortgages | Aug 2023 Sale Feb 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 88-20-22-377-055 |
| Primary APN | 88-20-22-377-055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,454 sqft Living Area |
| 1st Floor Area | 1,679 sqft |
| Basement Area | 1,702 sqft |
| Unfinished Basement | 1,702 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 58,806 sqft (1.35 acres) |
| Lot Dimensions | 225 ft deep x 214 ft wide |
| Garage Area | 549 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 784 sqft |
| Porch | Slab |
| Porch Area | 453 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3318 TALBOT DR |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48083-5093 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1E |
| Legal Description | T2N, R11E, SEC 22 BIG BEAVER LOT 42, ALSO N 65.13 FT OF LOT 43 EXC S 0.33 FT OFE 183 FT OF THAT PART OF SD LOT 43 10-10-96 FR |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 22 |
| Legal Subdivision | BIG BEAVER |
| Legal Lot Number | 42 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 197000 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3318 TALBOT DR, TROY, MI 48083-5093 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 8, 2023 | Warranty Deed, Transfer DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Feb 20, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BK/GWINNETT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2023 · Amount on Record |
| Deed Sale | Aug 8, 2023 · Amount on Record |
| Prior Sale | Aug 28, 1997 · Amount on Record |
| Deed Document Number | 202386030 |
| Deed Book / Page | 58791 / 227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 8, 2023 |
| Property Address | 3318 TALBOT DR, TROY, MI 48083-5093 |
| Document Number | 0000086030 |
| Book / Page | 58791 / 227 |
| Map Reference | LB 21 PG 19 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 86030 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Title Company | DEVON TITLE COMPANY, DEVON TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,972.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3318 TALBOT DR, TROY, MI 48083-5093 |
| Name | Verified Name |
|---|---|
| Address | 3985 REEDS LAKE BLVD SE # SE, SE, GRAND RAPIDS, MI 49506-2431 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3318 TALBOT DR, TROY, MI 48083-5093 |
| Document Number | 0000032072 |
| Instrument Date | Feb 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3318 TALBOT DR TROY MI 480835093, TROY, MI 48083-5093 |
| Document Number | 0000032072 |
|---|---|
| Date | Feb 28, 2018 |
| Book Page | 051592/000387 |
| Instrument | 32072 |
| Name | FIRST BK/GWINNETT |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2048 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,499.00 (+66.65%) | ||
| 2023 | $515,140 (-) | ||
| 2022 | $6,900.00 Homeowner's exemption | $257,570 | $515,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 10 (2000–2024) |
| Most Recent Claim | Aug 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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