Kenton County property record for 3317 Watson Ave, Covington, KY 41015 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,276 sqft · built 1928 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jan 2026) |
| Tax Bill | $1,722 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Sep 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-11-013.00 |
| Primary APN | 056-12-11-013.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,276 sqft Finished Area |
| Gross Area | 1,316 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Stucco |
| Roof Material | Composition Shingle |
| Lot Area | 3,920 sqft (0.09 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3317 WATSON AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 12 LOT 19 & S 8' LOT 20 |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 12 |
| Legal Block | 12 |
| Legal Lot Number | 19,20 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 61400 |
Source: Kenton County records · APN 056-12-11-013.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1476 BAYMEADOWS DR, MASON, OH 45040-1151 |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 16, 2026 | Warranty Deed, Transfer UNKNOWN, NORTHWEST TTL FAM OF COMPANI |
| Sep 06, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Sep 02, 2022 | Deed, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2026 · Amount on Record |
| Deed Sale | Jan 16, 2026 · Amount on Record |
| Prior Sale | Sep 02, 2022 · Amount on Record |
| Deed Document Number | 202601161167 |
| Deed Book / Page | 386 / 32 |
| Prior Transfer Date | Aug 17, 2022 |
| Prior Transfer Doc | 0005900108 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 16, 2026 |
| Property Address | 3317 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0000001167 |
| Book / Page | 386 / 32 |
| Instrument Date | Jan 12, 2026 |
| Instrument | 26059000001167 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | UNKNOWN, NORTHWEST TTL FAM OF COMPANI |
| Amount | Amount Recorded |
|---|---|
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1710 CHEROKEE DR, FT WRIGHT, KY 41011-1826 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1476 BAYMEADOWS DR, MASON, OH 45040-1151 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3317 WATSON AVE, COVINGTON, KY 41015-1357 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2022 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0005900050 |
|---|---|
| Date | Sep 06, 2022 |
| Book Page | 403/934 |
| Instrument | 22090605900050 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Sep 02, 2022 |
| Property Address | 3317 WATSON AVE, COVINGTON, KY 41015-1357 |
| Document Number | 0005900108 |
| Book / Page | 187 / 801 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 22090205900108 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4619 DECOURSEY AVE, 4619, COVINGTON, KY 41015-1859 |
| Name | Verified Name |
|---|---|
| Address | 3317 WATSON AVE, COVINGTON, KY 41015-1357 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,722.00 (-0.52%) | $130,000 (-) Land $5,000 Building $125,000 | $130,000 (-) Land $5,000 Building $125,000 |
| 2023 | $1,731.00 | $130,000 Land $5,000 Building $125,000 | $130,000 Land $5,000 Building $125,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 691 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cincinnati Bell | Fiber | 3,000 / 3,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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