3315 Watson Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3315 Watson Ave, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1909
Square Footage892 sqft Finished Area
Lot Size5,227 sqft (0.12 acres)
OccupancyOwner Occupied
Last Sale$182,900 (2025)
Tax Bill$861.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-12-11-012.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area892 sqft Finished Area
Gross Area1,219 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1909
Effective Year BuiltEffective 1909
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialMetal Roof
Lot Area5,227 sqft (0.12 acres)
Depth X Width120 ft x 42 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area253 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address3315 WATSON AVE
CityCOVINGTON
StateKY
Zip41015-1357
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGREEN PHIL E BLK 12 N 17' 20 & ALL 21
Legal SubdivisionGREEN PHIL E
Legal Phase12
Legal Block12
Legal Lot Number21,20
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3015
Census Tract61400

Owner

Source: Kenton County records · APN 056-12-11-012.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3315 WATSON AVE, COVINGTON, KY 41015-1357
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSingle Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 03, 2025 · Amount on Record
Deed SaleJul 03, 2025 · Amount on Record
Prior SaleFeb 04, 2025 · Amount on Record
Deed Doc Number20250703119
Deed Book / Page350 / 839
Prior Transfer DateOct 30, 2024
Prior Transfer Doc0000000168
Record RefreshedSep 20, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 03, 2025
Property Address3315 WATSON AVE, COVINGTON, KY 41015-1357
Document Number0005900119
Book / PageKC 350 / 839
Map ReferenceMB 49 PG 642
Instrument DateMay 29, 2025
Instrument25070305900119
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title CompanyTOTAL TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$182.90
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4425 PONCE DE LEON BLVD # BLVD2ND, BLVD2ND, CORAL GABLES, FL 33146-1837

Transferred To (Grantee/Buyer)

NameVerified Name
Address3315 WATSON AVE, COVINGTON, KY 41015-1357

Mortgage

Document Number0005900120
DateJul 03, 2025
Instrument25070305900120
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term359 Months
DueJun 01, 2055

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$861.00 (+48.45%)$65,000 (-27.78%) Land $5,000 Building $60,000$65,000 (-27.78%) Land $5,000 Building $60,000
2023$580.00 Homeowner's exemption$90,000 Land $5,000 Building $85,000$90,000 Land $5,000 Building $85,000

Nearby Properties on Watson Ave

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