St. Johns County property record for 3316 E Heritage Cove Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 4,200 sqft · built 2003 |
| Lot Size | 0.48 acres (20,908 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $750,000 (Apr 2021) |
| Tax Bill | $10,212 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 288015-0190 |
| Primary APN | 288015-0190 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 4,200 sqft Living Area |
| Gross Area | 5,213 sqft |
| 1st Floor Area | 2,970 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,908 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 496 sqft |
| Patio Area | 442 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3316 E HERITAGE COVE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/45-61 ST JOHNS SIX MILE CREEK NORTH UNIT 2 BLOCK 15 LOT 19 OR5249/1451 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 2 |
| Legal Block | 15 |
| Legal Lot Number | 19 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20905 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9901 OLD CAMP LN, WINDSOR, CA 95492-7417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 28, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Oct 8, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 28, 2021 · Amount on Record |
| Deed Sale | Apr 28, 2021 · Amount on Record |
| Prior Sale | Sep 26, 2001 · Amount on Record |
| Deed Document Number | 202147161 |
| Deed Book / Page | 5249 / 1451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 28, 2021 |
| Property Address | 3316 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Document Number | 0052491451 |
| Book / Page | 5249 / 1451 |
| Map Reference | MB 37 PG 45-61 |
| Instrument Date | Apr 22, 2021 |
| Instrument | 2021047161 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | LANDMARK TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 424 SILVER PINE DR, 424, SAINT AUGUSTINE, FL 32092-3195 |
| Name | Verified Name |
|---|---|
| Address | 3316 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Document Number | 0052491453 |
|---|---|
| Date | Apr 28, 2021 |
| Instrument | 5249/1453 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3316 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Document Number | 0046300049 |
| Instrument Date | Oct 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2018 |
| Title Company | LANDMARK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3316 E HERITAGE COVE DR ST AUGUSTINE FL 320923639, ST AUGUSTINE, FL 32092-3639 |
| Document Number | 0046300049 |
|---|---|
| Date | Oct 22, 2018 |
| Book Page | 004630/000049 |
| Instrument | 76267 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 21, 2048 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $798,139 (+2.7%) | $839,917 (-0.98%) Land $225,000 Building $614,917 | |
| 2025 | $10,212.00 (+11.39%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $777,156 (+5.99%) | $848,201 (+9.82%) Land $225,000 Building $623,201 |
| 2024 | $9,168.00 (+1.89%) | ||
| 2023 | $8,998.00 (+2.49%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $733,256 (+3%) | $772,369 (+8.49%) Land $216,000 Building $556,369 |
| 2022 | $8,779.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $711,899 | $711,899 Land $212,800 Building $499,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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