St. Johns County property record for 3309 E Heritage Cove Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,668 sqft · built 2012 |
| Lot Size | 0.38 acres (16,552 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $975,000 (Sep 2020) |
| Tax Bill | $11,058 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 288015-0040 |
| Primary APN | 288015-0040 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,668 sqft Living Area |
| Gross Area | 4,919 sqft |
| 1st Floor Area | 2,597 sqft |
| Flooring | Stone |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 16,552 sqft (0.38 acres) |
| Garage Type | Attached |
| Garage Area | 972 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 411 sqft |
|---|---|
| Porch | Patio |
| Porch Area | 705 sqft |
| Deck Area | Deck Area |
| Patio Area | 945 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3309 E HERITAGE COVE DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3639 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 37/45-61 ST JOHNS SIX MILE CREEK NORTH UNIT 2 BLOCK 15 LOT 4 OR5040/290 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | SAINT JOHNS SIX MILE CREEK NORTH UNIT 2 |
| Legal Block | 15 |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20905 |
Source: St. Johns County records, as of September 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3309 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Apr 20, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA |
| Sep 11, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 11, 2020 · Amount on Record |
| Deed Sale | Sep 11, 2020 · Amount on Record |
| Prior Sale | Oct 17, 2018 · Amount on Record |
| Deed Document Number | 202077601 |
| Deed Book / Page | 5040 / 290 |
| Last Transfer Date | Aug 24, 2026 |
| Transfer Doc | 0000074093 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 28, 2026 |
| Property Address | 3309 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Document Number | 0000074093 |
| Book / Page | 6428 / 181 |
| Instrument Date | Aug 24, 2026 |
| Instrument | 202674093 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3309 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3309 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0043611234 |
|---|---|
| Date | Apr 20, 2017 |
| Book Page | 4361/1234 |
| Instrument | 2017027308 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 11, 2020 |
| Property Address | 3309 E HERITAGE COVE DR, SAINT AUGUSTINE, FL 32092-3639 |
| Document Number | 0050400290 |
| Book / Page | 005040 / 000290 |
| Instrument Date | Sep 2, 2020 |
| Instrument | 77601 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,825.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3309 E HERITAGE COVE DR ST AUGUSTINE FL 320923639, ST AUGUSTINE, FL 32092-3639 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $857,558 (+2.7%) | $1,062,168 (+1.22%) Land $375,000 Building $687,168 | |
| 2025 | $11,058.00 (+11.29%) Homeowner's exemption | $835,013 (+5.99%) | $1,049,332 (+6.72%) Land $340,000 Building $709,332 |
| 2024 | $9,936.00 (+1.86%) | ||
| 2023 | $9,755.00 (+2.45%) Homeowner's exemption | $787,845 (+3%) | $983,303 (+1.07%) Land $316,000 Building $667,303 |
| 2022 | $9,522.00 Homeowner's exemption | $764,898 | $972,898 Land $302,400 Building $670,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 31 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fiber | 1,000 / 1,000 |
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