Lancaster County property record for 3315 Windmill Point Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 6.5 ba · 12,557 sqft · built 2005 |
| Lot Size | 4.19 acres (182,516 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600,000 (Dec 2021) |
| Tax Bill | $180 (2025) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36 6D |
| Primary APN | 36 6D |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 12,557 sqft Living Area |
| Gross Area | 27,993 sqft |
| 1st Floor Area | 18,600 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 182,516 sqft (4.19 acres) |
| Garage Area | 800 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Patio |
| Porch Area | 192 sqft |
| Deck Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 13861 |
|---|---|
| Street Address | 3315 WINDMILL POINT RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PALMER 4.19 AC LOT 3 LR22/17 LR03/3112-P PC7/46C&D |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2037 |
| Census Tract | 30301 |
3315 Windmill Point Rd is owned and occupied by an individual who bought it in December 2021.
Source: Lancaster County records, as of June 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3315 WINDMILL POINT RD, WHITE STONE, VA 22578-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2021 · Amount on File |
| Deed Sale | Dec 20, 2021 · Amount on File |
| Deed Document Number | 20213517 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Dec 20, 2021 |
| Property Address | 3315 WINDMILL POINT RD, WHITE STONE, VA 22578-3133 |
| Document Number | 0210003517 |
| Instrument Date | Dec 14, 2021 |
| Instrument | 210003517 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2022 |
| Title Company | SAFE HARBOR TITLE COMPANY, SAGE HARBOR TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0210003518 |
|---|---|
| Date | Dec 20, 2021 |
| Instrument | 210003518 |
| Name | C&F MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 238 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.13% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2028 |
The 2025 property tax bill for 3315 Windmill Point Rd was $180.
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $180.00 | $3,284,400 Land $299,900 Building $2,984,500 | $3,284,400 Land $299,900 Building $2,984,500 |
| 2023 | $11,931.00 | $1,893,900 Land $284,900 Building $1,609,000 | $1,893,900 Land $284,900 Building $1,609,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3315 Windmill Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 174 individual policies |
| Nearby Flood Policies | 190 units insured incl. 16 condo units |
| Nearby Flood Claims | 28 (2003–2023) |
| Claims Outside the SFHA | 1 of 28 |
| Most Recent Claim | Sep 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3315 Windmill Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: All Points Broadband.
5G (outdoors only) and 4G LTE
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