3308 Windmill Point Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 3308 Windmill Point Rd, White Stone, VA 22578

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,399 sqft · built 2007
Lot Size	4.63 acres (201,683 sqft)
Owner	2 Company Names on Record
Last Sale	$935,000 (Aug 2026)
Tax Bill	$77 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`36 6A`

Property Details

APN / Parcel Number

Primary APN	`36 6A`
Alternative APN	`13637`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,399 sqft Living Area
Gross Area	10,785 sqft
1st Floor Area	5,753 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2017
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	201,683 sqft (4.63 acres)
Garage Area	1,579 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	616 sqft
Deck Area	100 sqft
Patio Area	180 sqft
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13637
Street Address	3308 WINDMILL POINT RD
City	WHITE STONE
State	VA
Zip	22578-3133
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PALMER 4.63 AC LR19/1705 LR04/258-P PC7/57B & C
Legal Subdivision	BAYSIDE
Jurisdiction	LANCASTER VA
Township / Civil Division	3
Census Block Group	1
Census Block	1001
Census Tract	30301

Owner

Source: Lancaster County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3308 WINDMILL POINT RD, WHITE STONE, VA 22578-3133
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Seller Carry-Back CHICAGO TITLE W, CHICAGO TITLE
Oct 21, 2019	Special Warranty Deed, Transfer LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	Oct 21, 2019 · Amount on Record
Deed Document Number	20261863
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 31, 2026
Property Address	3308 WINDMILL POINT RD, WHITE STONE, VA 22578-3133
Document Number	0000001863
Instrument Date	Aug 27, 2026
Instrument	20261863
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$94,435.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3308 WINDMILL POINT RD, WHITE STONE, VA 22578-3133

Mortgage

Document Number	0000001864,
Date	Aug 31, 2026
Instrument	20261864

Lender

Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	4.92%
Max Rate	-1%

October 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LANCASTER VA
Recording Date	Oct 21, 2019
Property Address	3308 WINDMILL POINT RD, WHITE STONE, VA 22578-3133
Document Number	0190001705
Instrument Date	Oct 15, 2019
Instrument	190001705
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	LAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8540 APPLAN WAY, LOS ANGELES, CA 90046-7729

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$77.00 (-99.02%)	$1,409,400 (+12.53%) Land $434,300 Building $975,100	$1,409,400 (+12.53%) Land $434,300 Building $975,100
2023	$7,890.00	$1,252,500 Land $479,300 Building $773,200	$1,252,500 Land $479,300 Building $773,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Nearby Flood Policies	77 units insured incl. 8 condo units
Nearby Flood Claims	7 (2003–2024)
Most Recent Claim	Sep 2024 · tidal / storm surge
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOXWELLS private · serves 218 people · EPA ID VA4103350
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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