Genesee County property record for 3315 E Frances Rd, Clio, MI 48420
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 938 sqft · built 1956 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $617 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit Mar 2020 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-33-400-017 |
| Primary APN | 17-33-400-017 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 938 sqft Living Area |
| 1st Floor Area | 938 sqft |
| Basement Area | 938 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 3315 E FRANCES RD |
|---|---|
| City | CLIO |
| State | MI |
| Zip | 48420-9760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | E 10 A OF W 24 A OF SW 1/4 OF SE 1/4 SEC 33 T9N R7E 10.00 A |
| Legal Range | 07E |
| Legal Township | 09N |
| Legal Section | 33 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | THETFORD |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 12503 |
Source: Genesee County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3315 E FRANCES RD, CLIO, MI 48420-9760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE UNIVERSITY FCU |
| Mar 11, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MICHIGAN STATE UNIVERSITY FCU |
| Mar 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3315 E FRANCES RD, CLIO, MI 48420-9760 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3315 E FRANCES RD, CLIO, MI 48420-9760 |
| Document Number | 0000050025 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 202207110050025 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GENESEE MI |
| Property Address | 3315 E FRANCES RD, CLIO, MI 48420-9760 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014639 |
|---|---|
| Date | Mar 11, 2020 |
| Instrument | 202003110014639 |
| Name | MICHIGAN STATE UNIVERSITY FCU |
|---|---|
| Type | Credit Union |
| Address | EAST LANSING, MI 48823 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 20, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GENESEE MI |
| Recording Date | Mar 27, 2017 |
| Property Address | 3315 E FRANCES RD, CLIO, MI 48420-9760 |
| Document Number | 0000017504 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 17504 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3315 E FRANCES RD CLIO MI 484209760, CLIO, MI 48420-9760 |
Source: Genesee County assessment roll, as of October 3, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Thetford Township |
| Unified School District | Mount Morris Consolidated School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $617.00 (-65.26%) Homeowner's exemption | $77,000 (+23.4%) | $154,000 (+23.4%) |
| 2024 | $1,776.00 (+9.56%) | ||
| 2023 | $62,400 | $124,800 | |
| 2022 | $1,621.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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