Lexington-Fayette Urban County property record for 3315 Coldstream Dr, Lexington, KY 40517
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,300 sqft · built 1967 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2022) |
| Tax Bill | $3,338 (2026) |
| Deeds & Mortgages | Dec 2024 Line of Credit Jun 2022 Sale |
| APN | 12306500 |
| Primary APN | 12306500 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,300 sqft Living Area |
| Basement Area | 900 sqft |
| Finished Basement | 550 sqft |
| Unfinished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Brick |
| Lot Area | 9,100 sqft (0.209 acres) |
| Lot Width | 70 ft Width |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3315 COLDSTREAM DR |
|---|---|
| City | LEXINGTON |
| State | KY |
| Zip | 40517-2860 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | C-766 GAINESWAY UNIT 6 SEC 1 LOT 4; BOOK: 3284 PAGE: 48 |
| Legal Subdivision | GAINESWAY |
| Legal Block | A |
| Legal Lot Number | 4 |
| Legal Unit | 6 |
| Jurisdiction | FAYETTE KY |
| Township / Civil Division | LEXINGTON-FAYETTE SOUTHEAST |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 3405 |
3315 Coldstream Dr is owned and occupied by an individual who bought it in June 2022.
Source: Lexington-Fayette Urban County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3315 COLDSTREAM DR, LEXINGTON, KY 40517-2860 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2024 | Deed of Trust, Mortgage · Line of Credit CENTRAL BANK & TRUST CO |
| Jun 3, 2022 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2022 · Amount on File |
| Deed Sale | Jun 3, 2022 · Amount on File |
| Prior Sale | May 24, 2022 · Amount on File |
| Deed Document Number | 2022141 |
| Deed Book / Page | 3944 / 386 |
| Transfer Doc | 3284000048 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FAYETTE KY |
| Property Address | 3315 COLDSTREAM DR, LEXINGTON, KY 40517-2860 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3315 COLDSTREAM DR, LEXINGTON, KY 40517-2860 |
| Investor | Possibly a Property Investor |
| Document Number | MB10927/115 |
|---|---|
| Date | Dec 19, 2024 |
| Book Page | MB 10927/115 |
| Instrument | 202412190107 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 29, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | FAYETTE KY |
| Recording Date | Jun 3, 2022 |
| Property Address | 3315 COLDSTREAM DR, LEXINGTON, KY 40517-2860 |
| Document Number | 003944/386 |
| Book / Page | 3944 / 386 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
The 2026 property tax bill for 3315 Coldstream Dr was $3,338, up 1.9% from the year before.
Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County / Municipality | Lexington-Fayette Urban County |
| Unified School District | Fayette County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,338.00 (+1.89%) | $265,000 (-) | $265,000 (-) |
| 2025 | $3,276.00 | $265,000 | $265,000 |
| 2023 | $3,276.00 | $265,000 | $265,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3315 Coldstream Dr; there have been 13 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 13 (1989–2015) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Apr 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3315 Coldstream Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Windstream Fiber · DSL in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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