3306 Coldstream Dr, Lexington, KY 40517 Property Records

Lexington-Fayette Urban County property record for 3306 Coldstream Dr, Lexington, KY 40517

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,300 sqft · built 1971
Lot Size	0.209 acres (9,113 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Jun 2026)
Tax Bill	$3,371 (2026)
Deeds & Mortgages	Jul 2009 Mortgage Jun 2026 Sale & Construction Loan + 3 more
APN	`11288350`

Property Details

APN / Parcel Number

Primary APN	`11288350`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,300 sqft Living Area
Basement Area	900 sqft
Finished Basement	900 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Lot Area	9,113 sqft (0.209 acres)
Lot Width	75 ft Width
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3306 COLDSTREAM DR
City	LEXINGTON
State	KY
Zip	40517-2859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Description	C-766 GAINESWAY UNIT 6 SECT 1 LOT 20; BOOK: 3850 PAGE: 81
Legal Subdivision	GAINESWAY
Legal Block	B
Legal Lot Number	20
Legal Unit	6
Jurisdiction	FAYETTE KY
Township / Civil Division	LEXINGTON-FAYETTE SOUTHEAST
Census Block Group	1
Census Block	1004
Census Tract	3405

Owner

3306 Coldstream Dr is owned by two individuals who bought it in June 2026.

Source: Lexington-Fayette Urban County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	401 PEACHTREE RD, LEXINGTON, KY 40509-1145
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2009	Deed of Trust, Mortgage UNIVERSITY OF KENTUCKY FCU
Jun 1, 2026	Deed, Construction Loan · Construction Mortgage UNITED WHOLESALE MORTGAGE
Jun 10, 2021	Deed, Transfer
May 9, 2017	Deed, Transfer REPUBLIC STATE MTG CO
Jun 30, 2011	Deed, Transfer COLE TAYLOR BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2026 · Amount on File
Deed Sale	Jun 1, 2026 · Amount on File
Prior Sale	Jun 10, 2021 · Amount on File
Deed Document Number	2026
Record Updated	Oct 29, 2026

July 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE KY
Property Address	3306 COLDSTREAM DR, LEXINGTON, KY 40517-2859
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	006694/717
Date	Jul 23, 2009
Book Page	6694/717

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union

Agreement

Amount	Amount on Record

June 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 1, 2026
Property Address	3306 COLDSTREAM DR, LEXINGTON, KY 40517-2859
Instrument Date	May 22, 2026
Transaction Type	Construction Loan
Record Updated	Aug 29, 2026
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	401 PEACHTREE RD, LEXINGTON, KY 40509-1145

Mortgage

Date	Jun 1, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	0.64%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 10, 2021
Property Address	3306 COLDSTREAM DR, LEXINGTON, KY 40517-2859
Document Number	003850/081
Book / Page	3850 / 081
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	May 9, 2017
Property Address	3306 COLDSTREAM DR, LEXINGTON, KY 40517-2859
Document Number	003490/241
Book / Page	3490 / 241
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008833/668
Date	May 9, 2017
Book Page	8833/668

Lender

Name	REPUBLIC STATE MTG CO

Agreement

Amount	Amount on Record

June 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE KY
Recording Date	Jun 30, 2011
Property Address	3306 COLDSTREAM DR, LEXINGTON, KY 40517-2859
Document Number	003016/535
Book / Page	3016 / 535
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	007186/400
Date	Jun 30, 2011
Book Page	7186/400

Lender

Name	COLE TAYLOR BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3306 Coldstream Dr was $3,371, up 13.6% from the year before.

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Municipality	Lexington-Fayette Urban County
Unified School District	Fayette County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,371.00 (+13.62%)	$267,600 (+11.5%)	$267,600 (+11.5%)
2025	$2,967.00	$240,000	$240,000
2023	$2,967.00	$240,000	$240,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3306 Coldstream Dr; there have been 13 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1989–2015)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Flooding, And Mudslides, May 2004 · 3 claims Severe Storms & Flooding, Feb 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3306 Coldstream Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTUCKY-AMERICAN WATER CO private · serves 669,042 people · EPA ID KY0340250
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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