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3315 Cedar Bay Dr, Melbourne, FL 32934 Property Records

Brevard County property record for 3315 Cedar Bay Dr, Melbourne, FL 32934

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,650 sqft · built 1996
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Oct 2021)
Tax Bill$4,491 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Oct 2020 Transfer
Flood ZoneZone X (minimal risk)
APN27-36-01-04-*-84

Property Details

APN / Parcel Number

Primary APN27-36-01-04-*-84
Alternative APNs
  • 27-36-01-04-00000.0-0084.00
  • 2735516

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,650 sqft Living Area
Gross Area2,222 sqft
1st Floor Area1,650 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2008
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area8,276 sqft (0.19 acres)
Lot Dimensions124 ft deep x 66 ft wide
Garage TypeAttached
Garage Area392 sqft
PorchFinished/Open Porch
Porch Area180 sqft
Deck Area355 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2735516
Street Address3315 CEDAR BAY DR
CityMELBOURNE
StateFL
Zip32934-2913
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionBAYMEADOWS OF MELBOURNE PHASE ONE LOT 84
Legal Range36E
Legal Township27S
Legal Section01
Legal SubdivisionBAYMEADOWS OF MELBOURNE PHASE ONE
Legal Phase1
Legal Lot Number84
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group2
Census Block2000
Census Tract64102

Owner

3315 Cedar Bay Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address3315 CEDAR BAY DR, MELBOURNE, FL 32934-2913
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 1, 2021Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 23, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 1, 2021 · Amount on File
Deed SaleOct 1, 2021 · Amount on File
Prior SaleNov 19, 1996 · Amount on File
Deed Document Number2021257236
Deed Book / Page9277 / 2316
Prior Transfer DateOct 22, 2020
Prior Transfer Doc0000234595
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateOct 1, 2021
Property Address3315 CEDAR BAY DR, MELBOURNE, FL 32934-2913
Document Number0092772316
Book / Page9277 / 2316
Map ReferenceMB 42 PG 32&33
Instrument DateAug 20, 2021
Instrument2021257236
Transaction TypeTransfer
Record UpdatedNov 27, 2025
Title CompanyATYPICAL TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,450.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2965 CLEARLAKE DR APT 3, 3, MELBOURNE, FL 32935-2257

Transferred To (Grantee/Buyer)

NameVerified Name
Address3315 CEDAR BAY DR, MELBOURNE, FL 32934-2913

Mortgage

Document Number0092772318
DateOct 1, 2021
Book Page9277/2318
Instrument2021257237
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2051

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBREVARD FL
Recording DateOct 23, 2020
Property Address3315 CEDAR BAY DR, MELBOURNE, FL 32934-2913
Document Number0088951832
Book / Page008895 / 001832
Instrument DateOct 23, 2020
Instrument234595
Transaction TypeTransfer
Record UpdatedNov 6, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3315 CEDAR BAY DR MELBOURNE FL 329342913, MELBOURNE, FL 32934-2913

Tax Assessment & Valuation

The 2025 property tax bill for 3315 Cedar Bay Dr was $4,491 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalityMelbourne City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$296,860 (+2.7%)$299,780 (+3.71%)
2025$4,491.00 Homeowner's exemption$289,060 Land $85,000 Building $204,060$289,060 Land $85,000 Building $204,060
2023$4,389.00 (+6.07%) Homeowner's exemption$286,010 (+3%)$309,550 (+11.48%) Land $85,000 Building $224,550
2022$4,138.00 Homeowner's exemption$277,680 Land $80,000 Building $197,680$277,680 Land $80,000 Building $197,680

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3315 Cedar Bay Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 229 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies229 in force
Nearby Flood Claims38 (1992–2022)
Claims Outside the SFHA28 of 38
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Tropical Storm Fay, Aug 2008 · 18 claims
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3315 Cedar Bay Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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