3314 Rock Rd, Silver Bay, MN 55614 Property Records

Lake County property record for 3314 Rock Rd, Silver Bay, MN 55614

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.49 acres (239,144 sqft)
Owner	2 Individual Names on Record
Last Sale	$65,000 (Dec 2022)
Tax Bill	$434 (2025)
Deeds & Mortgages	Jan 2023 Sale Jun 2022 Refinance + 1 more
APN	`29-5526-02100`

Property Details

APN / Parcel Number

Primary APN	`29-5526-02100`

Exterior

Lot Area	239,144 sqft (5.49 acres)

Location & Zoning

Street Address	3314 ROCK RD
City	SILVER BAY
State	MN
Zip	55614-3702
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 10 BLOCK 2
Legal Range	09W
Legal Township	55N
Legal Section	23
Legal Block	2
Legal Lot Number	1
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2123
Census Tract	370101

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10486 169TH ST W, LAKEVILLE, MN 55044-5584
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed, Transfer
Jun 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEW MARKET BANK
Feb 24, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2022 · Amount on Record
Deed Sale	Dec 29, 2022 · Amount on Record
Prior Sale	Feb 24, 2021 · Amount on Record
Deed Document Number	20221501961
Record Updated	Jun 8, 2026

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Jan 9, 2023
Property Address	3314 ROCK RD, SILVER BAY, MN 55614-3702
Document Number	A000201718
Instrument Date	Oct 23, 2022
Instrument	A000201718
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	10486 169TH ST W, LAKEVILLE, MN 55044-5584

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MN
Property Address	3314 ROCK RD, SILVER BAY, MN 55614-3702
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000200483
Date	Jun 21, 2022
Instrument	A000200483

Lender

Name	NEW MARKET BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jul 1, 2053

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Feb 24, 2021
Property Address	3314 ROCK RD, SILVER BAY, MN 55614-3702
Document Number	A000196554
Instrument Date	Feb 12, 2021
Instrument	A000196554
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5605 DUNLAP AVE N, SHOREVIEW, MN 55126-5650

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$434.00	$84,100 (+18.95%) Land $84,100	$84,100 (+18.95%) Land $84,100
2023		$70,700 Land $70,700	$70,700 Land $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Rock Rd

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