3378 Rock Rd, Silver Bay, MN 55614 Property Records

Lake County property record for 3378 Rock Rd, Silver Bay, MN 55614

Property Summary

Property Type	Residential Vacant Land
Lot Size	5.37 acres (233,917 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Sep 2025)
Tax Bill	$504 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`29-5526-02040`

Property Details

APN / Parcel Number

Primary APN	`29-5526-02040`

Exterior

Lot Area	233,917 sqft (5.37 acres)

Location & Zoning

Street Address	3378 ROCK RD
City	SILVER BAY
State	MN
Zip	55614-3702
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 4 BLOCK 2
Legal Range	09W
Legal Township	55N
Legal Section	23
Legal Subdivision	EAST SPLIT ROCK RIVER SITES ADDITION ONE
Legal Block	2
Legal Lot Number	4
Jurisdiction	LAKE MN
Township / Civil Division	SILVER CREEK
Census Block Group	2
Census Block	2123
Census Tract	370101

Owner

Source: Lake County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14199 GREEN VIEW CT, EDEN PRAIRIE, MN 55346-3041
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jun 23, 2005 · Amount on Record
Deed Document Number	20251802893
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Sep 10, 2025
Property Address	3378 ROCK RD, SILVER BAY, MN 55614-3702
Document Number	A000206850
Instrument Date	Sep 5, 2025
Instrument	A000206850
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	THE TITLE FIRM, THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14199 GREEN VIEW CT, EDEN PRAIRIE, MN 55346-3041

Mortgage

Document Number	A000206851
Date	Sep 10, 2025
Instrument	A000206851

Lender

Name	NORTH SHORE FEDERAL CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.08%
Index	Other

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Silver Creek Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$504.00 (+16.13%)	$58,800 (-29.92%) Land $58,800	$58,800 (-29.92%) Land $58,800
2025	$434.00	$83,900 (+19.01%) Land $83,900	$83,900 (+19.01%) Land $83,900
2023		$70,500 Land $70,500	$70,500 Land $70,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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