3314 Pepper Pike, Findlay, OH 45840 Property Records

Hancock County property record for 3314 Pepper Pike, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,060 sqft · built 1998
Lot Size	0.477 acres (20,791 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Aug 2019)
Tax Bill	$5,466 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2010-350-09-008.000`

Property Details

APN / Parcel Number

Primary APN	`2010-350-09-008.000`
Alternative APN	`020001014539`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	1,607 sqft
2nd Floor Area	1,453 sqft
Basement Area	804 sqft
Finished Basement	803 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,791 sqft (0.477 acres)
Lot Dimensions	165 ft deep x 126 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	249 sqft
Balcony Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3314 PEPPER PIKE
City	FINDLAY
State	OH
Zip	45840-2971
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODS AT HILLCREST 2ND ADD LOT 59
Legal Subdivision	WOODS AT HILLCREST
Legal Lot Number	59
Jurisdiction	HANCOCK OH
Township / Civil Division	ALLEN
Census Block Group	1
Census Block	1015
Census Tract	400

Owner

3314 Pepper Pike is owned and occupied by an individual who bought it in August 2019.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3314 PEPPER PIKE, FINDLAY, OH 45840-2971
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK
Aug 20, 2019	Warranty Deed, Transfer · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on File
Deed Sale	Aug 20, 2019 · Amount on File
Prior Sale	Apr 1, 2004 · Amount on File
Deed Document Number	20196860
Deed Book / Page	2560 / 2873
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3314 PEPPER PIKE, FINDLAY, OH 45840-2971
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02571/3646
Date	Aug 10, 2020
Book Page	2571/3646
Instrument	202000007630

Lender

Name	BNC NATIONAL BANK
Type	Bank
Address	GLENDALE, AZ 85308

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Aug 20, 2019
Property Address	3314 PEPPER PIKE, FINDLAY, OH 45840-2971
Document Number	02560/2873
Book / Page	2560 / 2873
Instrument Date	Aug 13, 2019
Instrument	201900006860
Transaction Type	Transfer
Record Updated	Jun 27, 2022
Title Company	WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3314 PEPPER PIKE, FINDLAY, OH 45840-2971

Mortgage

Document Number	201900006861
Date	Aug 20, 2019
Instrument	201900006861

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3314 Pepper Pike was $5,466 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Allen Township
Unified School District	Van Buren Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,466.00	$178,990 Land $26,180 Building $152,810	$511,400 Land $74,800 Building $436,600
2023	$4,866.00 Homeowner's exemption	$154,180 Land $20,140 Building $134,040
2022			$440,520 Land $57,540 Building $382,980

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3314 Pepper Pike in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3314 Pepper Pike has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: MetaLINK Technologies, Verizon.

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