3209 Pepper Pike, Findlay, OH 45840 Property Records

Hancock County property record for 3209 Pepper Pike, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,756 sqft · built 1989
Lot Size	0.379 acres (16,501 sqft)
Owner	Individual Name on File
Last Sale	$23,900 (Dec 1988)
Tax Bill	$7,102 (2025)
Deeds & Mortgages	Jan 2023 Transfer Jun 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1010-021-04-008.000`

Property Details

APN / Parcel Number

Primary APN	`1010-021-04-008.000`
Alternative APN	`280001004784`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,756 sqft Living Area
1st Floor Area	2,276 sqft
2nd Floor Area	1,128 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Shingle
Lot Area	16,501 sqft (0.379 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	194 sqft
Deck Area	503 sqft
Patio Area	454 sqft
Balcony Area	14 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3209 PEPPER PIKE
City	FINDLAY
State	OH
Zip	45840-2970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ESTATES 3RD ADD LOT 192
Legal Subdivision	HILLCREST ESTATES
Legal Lot Number	192
Jurisdiction	HANCOCK OH
Township / Civil Division	LIBERTY
Census Block Group	1
Census Block	1024
Census Tract	400

Owner

3209 Pepper Pike is owned and occupied by an individual who acquired it in January 2023.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3209 PEPPER PIKE, FINDLAY, OH 45840-2970
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Intrafamily Transfer, Transfer
Jun 10, 2019	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 1988 · Amount on File
Deed Sale	Dec 13, 1988 · Amount on File
Prior Sale	Apr 12, 1988
Last Transfer Date	Jan 4, 2023
Transfer Doc	02600/2517
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Jan 17, 2023
Property Address	3209 PEPPER PIKE, FINDLAY, OH 45840-2970
Document Number	02600/2517
Book / Page	2600 / 2517
Instrument Date	Jan 4, 2023
Instrument	202300000275
Transaction Type	Transfer
Record Updated	Jan 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3209 PEPPER PIKE, FINDLAY, OH 45840-2970

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	3209 PEPPER PIKE, FINDLAY, OH 45840-2970
Transaction Type	Mortgage
Record Updated	Aug 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2558/2482
Date	Jun 10, 2019
Book Page	2558/2482
Instrument	201900004526

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 3209 Pepper Pike was $7,102 with exemptions applied, up 17.5% from the year before.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Liberty Township
Unified School District	Liberty-Benton Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,102.00 (+17.52%) Homeowner's exemption Senior Citizen's exemption	$210,320 (+22%) Land $22,490 Building $187,830	$600,910 Land $64,250 Building $536,660
2024	$6,043.00 (+2.03%)	$172,390 (-) Land $18,430 Building $153,960
2023	$5,923.00 Homeowner's exemption Senior Citizen's exemption	$172,390 Land $18,430 Building $153,960
2022			$492,550 Land $52,670 Building $439,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3209 Pepper Pike in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3209 Pepper Pike has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: MetaLINK Technologies, Verizon.

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