3314 E 900 S, Geneva, IN 46740 Property Records

Adams County property record for 3314 E 900 S, Geneva, IN 46740

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,634 sqft · built 1900
Lot Size	4.63 acres (202,075 sqft)
Owner	Individual Name on Record
Last Sale	$187,500 (Apr 2017)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-12-19-100-004.000-006`

Property Details

APN / Parcel Number

Primary APN	`01-12-19-100-004.000-006`
Alternative APNs	`01619000002725` `00436339137`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	1,634 sqft
Basement Area	705 sqft
Unfinished Basement	705 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	202,075 sqft (4.63 acres)
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Shed	1 Shed
Shed Area	512 sqft
Gazebo	95 sqft
Lean-To	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	00436339137
Street Address	3314 E 900 S
City	GENEVA
State	IN
Zip	46740-9030
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NW COR NE NW SEC 19 (4.639A)
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5033
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3314 E 900 S, GENEVA, IN 46740-9030
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS AND LOAN ASSN
Apr 8, 2021	Deed of Trust, Mortgage · ARM FIRST BANK OF BERNE
Oct 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Apr 11, 2017	Warranty Deed, Transfer · ARM FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2017 · Amount on Record
Deed Sale	Apr 11, 2017 · Amount on Record
Prior Sale	Oct 9, 2015 · Amount on Record
Deed Document Number	20171236
Prior Transfer Date	Apr 6, 2017
Prior Transfer Doc	2017001237
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3314 E 900 S, GENEVA, IN 46740-9030
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003205
Date	Sep 21, 2023
Instrument	2023003205

Lender

Name	UNION SAVINGS AND LOAN ASSN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 15, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3314 E 900 S, GENEVA, IN 46740-9030
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001896
Date	Apr 8, 2021
Instrument	2021001896

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Apr 6, 2026
Index	1-Year LIBOR
Margin	4

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3314 E 900 S, GENEVA, IN 46740-9030
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003847
Date	Oct 4, 2019
Instrument	2019003847

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Apr 11, 2017
Property Address	3314 E 900 S, GENEVA, IN 46740-9030
Document Number	2017001236
Instrument Date	Apr 6, 2017
Instrument	2017001236
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3314 E 900 S, GENEVA, IN 46740-9030

Mortgage

Document Number	2017001237
Date	Apr 11, 2017
Instrument	2017001237

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	ARM
Amount	Amount Recorded
Term	300 Months
Due	Apr 11, 2042

Interest

Rate Type	Adjustable Rate
Rate	4.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 11, 2022
Change Frequency	5 Years
Min Rate At Change	5%
Max Rate At Change	9.49%
Index	5-Year CMT
Margin	4
Max Rate	9.49%

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+0.14%) Homeowner's exemption	$204,600 (+14.62%) Land $26,700 Building $177,900	$204,600 (+14.62%) Land $26,700 Building $177,900
2024	$1,433.00 (+3.99%)
2023	$1,378.00 (+8.85%)	$178,500 (+2.06%) Land $26,100 Building $152,400	$178,500 (+2.06%) Land $26,100 Building $152,400
2022	$1,266.00 (+23.03%)	$174,900 Land $24,900 Building $150,000	$174,900 Land $24,900 Building $150,000
2020	$1,029.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Wabash Communications Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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