3039 E 900 S, Geneva, IN 46740 Property Records

Adams County property record for 3039 E 900 S, Geneva, IN 46740

Property Summary

Property Type	Rural Home
Details	4 bd · 1.5 ba · 1,984 sqft · built 1900
Lot Size	6.02 acres (262,580 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Sep 2023)
Tax Bill	$1,801 (2025)
Deeds & Mortgages	Aug 2023 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`202300658_`

Property Details

APN / Parcel Number

Primary APN	`202300658_`
Alternative APNs	`01-12-18-101-002.001-006` `01603000000040` `01013395069`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,984 sqft Living Area
1st Floor Area	1,984 sqft
Basement Area	518 sqft
Unfinished Basement	518 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	262,580 sqft (6.02 acres)
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Lean-To	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Account Number	01013395069
Street Address	3039 E 900 S
City	GENEVA
State	IN
Zip	46740-9028
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CAFFEE'S SUBD LOT 1 SEC 18 (6.028A)
Legal Lot Number	1
Jurisdiction	ADAMS IN
Township / Civil Division	JEFFERSON
Census Block Group	5
Census Block	5022
Census Tract	30700

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3039 E 900 S, GENEVA, IN 46740-9028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE FARMERS & MERCHANTS STATE BANK
May 26, 2021	Deed of Trust, Mortgage · ARM FIRST BANK OF BERNE
Oct 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST BANK OF BERNE
Nov 27, 2018	Warranty Deed, Transfer FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	202343708
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3039 E 900 S, GENEVA, IN 46740-9028
Transaction Type	Mortgage
Record Updated	Sep 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023002848
Date	Aug 23, 2023
Instrument	2023002848

Lender

Name	THE FARMERS & MERCHANTS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3039 E 900 S, GENEVA, IN 46740-9028
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021002835
Date	May 26, 2021
Instrument	2021002835

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	May 26, 2026
Index	5-Year CMT
Margin	4

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	3039 E 900 S, GENEVA, IN 46740-9028
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003845
Date	Oct 4, 2019
Instrument	2019003845

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Nov 1, 2029

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Nov 27, 2018
Property Address	3039 E 900 S, GENEVA, IN 46740-9028
Document Number	2018004687
Instrument Date	Nov 19, 2018
Instrument	2018004687
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018004688
Date	Nov 27, 2018
Instrument	2018004688

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Amount	Amount Recorded
Term	350 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Jefferson Township
Unified School District	South Adams Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,801.00 (+1.07%) Homeowner's exemption	$212,200 (+11.92%) Land $29,800 Building $182,400	$212,200 (+11.92%) Land $29,800 Building $182,400
2024	$1,782.00 (+2.89%)
2023	$1,732.00 (-2.09%)	$189,600 (-6.23%) Land $28,900 Building $160,700	$189,600 (-6.23%) Land $28,900 Building $160,700
2022	$1,769.00 (+101.02%)	$202,200 Land $27,100 Building $175,100	$202,200 Land $27,100 Building $175,100
2020	$880.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2003–2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20
Wabash Communications Fixed Wireless	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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