3313 Observatory Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3313 Observatory Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	4 ba · 4,608 sqft · built 2021
Lot Size	0.289 acres (12,589 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Nov 2019)
Tax Bill	$8,085 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Nov 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-0001-0301-00`

Property Details

APN / Parcel Number

Primary APN	`039-0001-0301-00`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,608 sqft Living Area
Gross Area	5,565 sqft
1st Floor Area	1,979 sqft
2nd Floor Area	1,637 sqft
Basement Area	1,949 sqft
Finished Basement	992 sqft
Unfinished Basement	957 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	12,589 sqft (0.289 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3313 OBSERVATORY AVE
City	CINCINNATI
State	OH
Zip	45208-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS OBSERVATORY AVE 0.289 ACS21 T4 FR2
Legal Subdivision	KILGOURS SUBDIVISION
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2000
Census Tract	4800

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3313 OBSERVATORY AVE, CINCINNATI, OH 45208-2535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage FORCHT BK NA
Nov 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Oct 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on Record
Deed Sale	Nov 7, 2019 · Amount on Record
Deed Document Number	201997906
Deed Book / Page	14040 / 1326
Prior Transfer Date	Feb 9, 2011
Prior Transfer Doc	0000000622
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3313 OBSERVATORY AVE, CINCINNATI, OH 45208-2535
Document Number	0000001162
Instrument Date	Jan 5, 2021
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3313 OBSERVATORY AVE CINCINNATI OH 452082535, CINCINNATI, OH 45208-2535

Mortgage

Document Number	0000001162
Date	Jan 5, 2021
Book Page	014327/001879
Instrument	1162

Lender

Name	FORCHT BK NA
Type	Bank
Address	PO BOX 54513, BRANTWOOD, WI 54513

Agreement

Amount	Amount Recorded

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 7, 2019
Property Address	3313 OBSERVATORY AVE, CINCINNATI, OH 45208-2535
Document Number	0000097906
Book / Page	014040 / 001326
Instrument Date	Nov 5, 2019
Instrument	97906
Transaction Type	Transfer
Record Updated	Dec 31, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3313 OBSERVATORY AVE CINCINNATI OH 452082535, CINCINNATI, OH 45208-2535

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 16, 2019
Property Address	3313 OBSERVATORY AVE, CINCINNATI, OH 45208-2535
Document Number	0000090163
Book / Page	014024 / 001597
Instrument Date	Oct 2, 2019
Instrument	90163
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1415 HERSCHEL AVE CINCINNATI OH 452082531, CINCINNATI, OH 45208-2531

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 16, 2019
Property Address	3313 OBSERVATORY AVE, CINCINNATI, OH 45208-2535
Document Number	0000090164
Book / Page	014024 / 001600
Instrument Date	Oct 2, 2019
Instrument	90164
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3313 OBSERVATORY AVE CINCINNATI OH 452082535, CINCINNATI, OH 45208-2535

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,085.00 (+3.14%)	$480,060 (-) Land $131,250 Building $348,810	$1,371,600 (-) Land $375,000 Building $996,600
2024	$7,839.00 (-73.21%)	$480,060 (-) Land $131,250 Building $348,810
2023	$29,265.00 (+9.34%)	$480,060 (+21.91%) Land $131,250 Building $348,810	$1,371,600 (+21.91%) Land $375,000 Building $996,600
2022	$26,764.00 Homeowner's exemption	$393,796 Land $131,250 Building $262,546
2020			$1,125,130 Land $375,000 Building $750,130

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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