3312 Cliffs Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 3312 Cliffs Dr, Petoskey, MI 49770

Property Summary

Property TypeCondominium
OwnerIndividual Name on File
Last Sale$355,000 (Aug 2011)
Tax Bill$16,917 (2024)
Deeds & MortgagesJul 2019 Sale
Flood ZoneZone X (minimal risk)
APN52-18-02-365-169

Property Details

APN / Parcel Number

Primary APN52-18-02-365-169

Exterior

Architectural StyleCondo/Apartment

Location & Zoning

Street Address3312 CLIFFS DR
CityPETOSKEY
StateMI
Zip49770-8581
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeRT PUD-2
Legal DescriptionCLIFFS AT BAY HARBOR, THE, CONDO #143. UNIT 69 & G-71. SECTION 2, T34N, R6W
Legal Range06W
Legal Township34N
Legal Section02
Legal SubdivisionTHE CLIFFS AT BAY HARBOR CONDOMINIUM
Legal Unit69
JurisdictionEMMET MI
Township / Civil DivisionPETOSKEY
Census Block Group1
Census Block1025
Census Tract970800

Owner

Source: Emmet County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address156 MOORINGS PARK DR, R302, NAPLES, FL 34105-3229
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 26, 2011 · Amount on Record
Deed SaleAug 26, 2011 · Amount on Record
Prior SaleMar 6, 1998 · Amount on Record
Deed Book / Page1137 / 316
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateJul 25, 2019
Property Address3312 CLIFFS DR, PETOSKEY, MI 49770-8581
Document Number1213/714
Book / Page1213 / 714
Instrument DateJul 11, 2019
Instrument5166634
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyCROSSROADS TITLE

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3312 CLIFFS DR, PETOSKEY, MI 49770-8581

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
MunicipalityPetoskey City
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$462,500 (+45.35%) Land $462,500$925,000 (+45.35%) Land $925,000
2024$16,917.00
2023$318,200 Land $318,200$636,400 Land $636,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PETOSKEY
serves 8,979 people · EPA ID MI0005300
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Starlink
Satellite
280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Cliffs Dr

Nearby Streets

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