Emmet County property record for 3308 Cliffs Dr, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Occupancy | Owner Occupied |
| Tax Bill | $11,416.00 (2024) |
| Primary APN | 52-18-02-365-170 |
|---|
| Architectural Style | Condo/Apartment Style |
|---|
| Street Address | 3308 CLIFFS DR |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8581 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | CLIFFS AT BAY HARBOR, THE, CONDO #143, UNIT 70 & G-68, G-89. SECTION 2, T34N, R6W |
| Legal Range | 06W |
| Legal Township | 34N |
| Legal Section | 02 |
| Legal Subdivision | CLIFFS AT BAY HARBOR |
| Legal Unit | 70 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | PETOSKEY |
| Census Blockgroup | 1 |
| Census Block | 1025 |
| Census Tract | 970800 |
Source: Emmet County records · APN 52-18-02-365-170
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3308 CLIFFS DR, PETOSKEY, MI 49770-8581 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NRL FEDERAL CREDIT UNION |
| Jan 27, 2017 | Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM) CHEMICAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 27, 1998 |
| Deed Sale | Nov 27, 1998 |
| Prior Sale | Feb 13, 1998 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 3308 CLIFFS DR, PETOSKEY, MI 49770-8581 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3308 CLIFFS DR, PETOSKEY, MI 49770-8581 |
| Document Number | 0000001223/0000000312 |
|---|---|
| Date | Jul 22, 2020 |
| Book Page | 0000001223/0000000312 |
| Instrument | 5176255 |
| Name | NRL FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jan 27, 2017 |
| Property Address | 3308 CLIFFS DR, PETOSKEY, MI 49770-8581 |
| Document Number | 1191/0782 |
| Book / Page | 1191 / 0782 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 5144661 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Title Company | CROSSROADS TITLE, CROSSROAD TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5744 WYNDAM LN, 5744, BRIGHTON, MI 48116-4719 |
| Name | Verified Name |
|---|---|
| Address | 443 BLEMHUBER AVE, MARQUETTE, MI 49855-4803 |
| Document Number | 1191/0783 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 1191/0783 |
| Instrument | 5144662 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Address | WYOMING, MI 49519 |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | Feb 01, 2027 |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.62% |
| Max Rate | 5.62% |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $496,000 (+50.39%) Land $496,000 | $992,000 (+50.39%) Land $992,000 | |
| 2024 | $11,416.00 | ||
| 2023 | $329,800 Land $329,800 | $659,600 Land $659,600 |
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